Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

VICTOR : revenue, balance sheet and financial ratios

VICTOR is a French company founded 6 years ago, specialized in the sector Gestion de fonds. Based in SARAN (45770), this company of category PME shows in 2024 a net income positive of 48 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-08-01

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Synthèse

Santé financière : Fragile

Signal structurel : exploitation déficitaire (EBE négatif).

In summary, VICTOR posts positive profitability over the latest financial year. Its financial structure is broadly in line with its sector.

Financial history - VICTOR (SIREN 888022787)
Indicator 2024 2023 2022 2021
Revenue N/C N/C N/C N/C
Net income 47 936 € 8 973 € -75 € -388 €
EBITDA -850 € -463 € -225 € -388 €
Net margin N/C N/C N/C N/C

Revenue and income statement

In 2024, VICTOR generates positive net income of 48 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-850 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-850 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

47 936 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 93%. This ratio is slightly less favorable than the sector median (23.9%). Financial autonomy (= Equity / Total assets x 100) reaches 52%. This ratio is slightly less favorable than the sector median (52.4%). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.3 years of cash flow to repay all financial debt. This ratio is slightly less favorable than the sector median (0.6 years).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

93.0%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

51.77%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

2.3

Solvency indicators evolution
VICTOR

Sector positioning

Debt ratio
93.0% 2024
Q1: 1.45%
Med: 23.91%
Q3: 113.92%
Average -29 pts over 3 years

In 2024, the debt ratio of VICTOR (93.0%) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
51.77% 2024
Q1: 19.29%
Med: 52.39%
Q3: 82.25%
Average +47 pts over 3 years

In 2024, the financial autonomy of VICTOR (51.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
2.3 years 2024
Q1: 0.0 years
Med: 0.59 years
Q3: 4.61 years
Average -15 pts over 2 years

In 2024, the repayment capacity of VICTOR (2.30) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 752.78. Compared with its sector, this ratio places the company among the best positioned (sector median: 3.8).

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

752.78

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-843.53

Liquidity indicators evolution
VICTOR

Sector positioning

Liquidity ratio
752.78 2024
Q1: 1.36
Med: 3.76
Q3: 13.09
Excellent +9 pts over 3 years

In 2024, the liquidity ratio of VICTOR (752.78) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 90 days. Excellent situation: suppliers finance 90 days of the operating cycle (retail model).

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

90 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
VICTOR

Positioning of VICTOR in its sector

Comparison with sector Gestion de fonds

Valuation estimate

Based on 62 transactions of similar company sales in 2024, the value of VICTOR is estimated at 354 307 € (range 100 597€ - 701 920€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
62 tx
100k€ 354k€ 701k€
354 307 € Range: 100 597€ - 701 920€
NAF 5 année 2024

Valuation method used

Net Income Multiple
47 936 € × 7.4x = 354 307 €
Range: 100 597€ - 701 920€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Gestion de fonds)

Compare VICTOR with other companies in the same sector:

Top companies in Gestion de fonds

Largest companies by revenue in the sector Gestion de fonds:

Top companies in Loiret

Largest companies by revenue in the department Loiret:

Frequently asked questions about VICTOR

What is the revenue of VICTOR ?

The revenue of VICTOR is not publicly disclosed (confidential accounts filed with INPI).

Is VICTOR profitable?

Yes, VICTOR generated a net profit of 48 k€ in 2024.

Where is the headquarters of VICTOR ?

The headquarters of VICTOR is located in SARAN (45770), in the department Loiret.

Where to find the tax return of VICTOR ?

The tax return of VICTOR is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does VICTOR operate?

VICTOR operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.