FIVE AUTOMOBILE : revenue, balance sheet and financial ratios

FIVE AUTOMOBILE is a French company founded 9 years ago, specialized in the sector Commerce de gros (commerce interentreprises) non spécialisé. Based in ROSNY-SOUS-BOIS (93110), this company of category PME shows in 2024 a revenue of 685 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-08-01

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Synthèse

Santé financière : Saine

Aucun signal de fragilité majeur : rentabilité positive et structure financière équilibrée.

In summary, FIVE AUTOMOBILE posts positive profitability over the latest financial year. Its financial structure is fragile, with debt above sector norms — a point to monitor.

Financial history - FIVE AUTOMOBILE (SIREN 830943395)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017
Revenue 685 230 € 547 845 € 1 074 989 € 942 314 € 802 979 € 921 788 € 858 354 € 145 506 €
Net income 41 618 € 12 118 € -33 645 € -440 € -26 872 € -11 706 € 25 871 € 1 294 €
EBITDA 43 038 € -9 633 € -34 712 € -6 703 € -25 356 € -9 060 € 31 205 € 1 677 €
Net margin 6.1% 2.2% -3.1% -0.0% -3.3% -1.3% 3.0% 0.9%

Revenue and income statement

In 2024, FIVE AUTOMOBILE achieves revenue of 685 k€. Activity remains stable over the period (CAGR: -3.9%). Vs 2023, growth of +25% (548 k€ -> 685 k€). After deducting consumption (485 k€), gross margin stands at 200 k€, i.e. a rate of 29%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 43 k€, representing 6.3% of revenue. Positive scissor effect: EBITDA margin improves by +8.0 pts, sign of improved operational efficiency. This ratio is more favorable than the sector median (4.0%). Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 42 k€, i.e. 6.1% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

685 230 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

200 306 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

43 038 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

45 237 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

41 618 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

6.3%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 131%. This ratio is less favorable than the sector median (8.9%) and warrants attention. Financial autonomy (= Equity / Total assets x 100) reaches 11%. This ratio is slightly less favorable than the sector median (27.4%). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 6.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This ratio is more favorable than the sector median (3.2%).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

130.94%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

10.61%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

6.07%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.35

Solvency indicators evolution
FIVE AUTOMOBILE

Sector positioning

Debt ratio
130.94% 2024
Q1: 0.0%
Med: 8.92%
Q3: 59.41%
Watch

In 2024, the debt ratio of FIVE AUTOMOBILE (130.9%) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
10.61% 2024
Q1: 4.55%
Med: 27.38%
Q3: 57.28%
Average -25 pts over 3 years

In 2024, the financial autonomy of FIVE AUTOMOBILE (10.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1.20. This ratio is less favorable than the sector median (2.1) and warrants attention. The interest coverage ratio (= EBIT / Interest expenses) is 3.5x. Financial charges are adequately covered by operations.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1.2

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

3.49

Liquidity indicators evolution
FIVE AUTOMOBILE

Sector positioning

Liquidity ratio
1.2 2024
Q1: 1.26
Med: 2.08
Q3: 4.15
Watch +5 pts over 3 years

In 2024, the liquidity ratio of FIVE AUTOMOBILE (1.20) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 8 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 23 days. Favorable situation: supplier credit is longer than customer credit by 15 days. Inventory turnover is 48 days (= Average inventory / Cost of goods x 360). WCR is negative (-13 days): operations structurally generate cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-25 388 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

8 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

23 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

48 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-13 j

WCR and payment terms evolution
FIVE AUTOMOBILE

Positioning of FIVE AUTOMOBILE in its sector

Comparison with sector Commerce de gros (commerce interentreprises) non spécialisé

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (46 transactions). This range of 128 101€ to 458 181€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2024
Indicative
128k€ 272k€ 458k€
272 525 € Range: 128 101€ - 458 181€
NAF 5 année 2024

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 46 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de gros (commerce interentreprises) non spécialisé)

Compare FIVE AUTOMOBILE with other companies in the same sector:

Top companies in Commerce de gros (commerce interentreprises) non spécialisé

Largest companies by revenue in the sector Commerce de gros (commerce interentreprises) non spécialisé:

Top companies in Seine-Saint-Denis

Largest companies by revenue in the department Seine-Saint-Denis:

Frequently asked questions about FIVE AUTOMOBILE

What is the revenue of FIVE AUTOMOBILE ?

The revenue of FIVE AUTOMOBILE in 2024 is 685 k€.

Is FIVE AUTOMOBILE profitable?

Yes, FIVE AUTOMOBILE generated a net profit of 42 k€ in 2024.

Where is the headquarters of FIVE AUTOMOBILE ?

The headquarters of FIVE AUTOMOBILE is located in ROSNY-SOUS-BOIS (93110), in the department Seine-Saint-Denis.

Where to find the tax return of FIVE AUTOMOBILE ?

The tax return of FIVE AUTOMOBILE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does FIVE AUTOMOBILE operate?

FIVE AUTOMOBILE operates in the sector Commerce de gros (commerce interentreprises) non spécialisé (NAF code 46.90Z). See the 'Sector positioning' section above to compare the company with its competitors.