CAVE SAINT MATTHIEU : revenue, balance sheet and financial ratios

CAVE SAINT MATTHIEU is a French company founded 20 years ago, specialized in the sector Commerce de détail de boissons en magasin spécialisé. Based in HOUDAN (78550), this company of category PME shows in 2025 a revenue of 522 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-08-08

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Synthèse

Santé financière : Saine

Aucun signal de fragilité majeur : rentabilité positive et structure financière équilibrée.

In summary, CAVE SAINT MATTHIEU posts positive profitability over the latest financial year. Its financial structure is solid, with debt well contained relative to its sector.

Financial history - CAVE SAINT MATTHIEU (SIREN 489290635)
Indicator 2025 2024 2023
Revenue 522 109 € 546 183 € 555 693 €
Net income 9 181 € 21 934 € 19 995 €
EBITDA 18 158 € 24 902 € 28 864 €
Net margin 1.8% 4.0% 3.6%

Revenue and income statement

In 2025, CAVE SAINT MATTHIEU achieves revenue of 522 k€. Activity remains stable over the period (CAGR: -3.1%). Slight decline of -4% vs 2024. After deducting consumption (344 k€), gross margin stands at 178 k€, i.e. a rate of 34%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 18 k€, representing 3.5% of revenue. This ratio is more favorable than the sector median (2.7%). Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 9 k€, i.e. 1.8% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

522 109 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

177 854 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

18 158 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

13 338 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

9 181 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

3.5%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 8%. This ratio is more favorable than the sector median (13.0%). Financial autonomy (= Equity / Total assets x 100) reaches 6%. This ratio is slightly less favorable than the sector median (28.0%). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.8 years of cash flow to repay all financial debt. This ratio is slightly less favorable than the sector median (0.5 years). Cash flow represents 2.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This ratio is slightly less favorable than the sector median (2.9%).

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

8.14%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

6.4%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

2.68%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.83

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

19.5%

Solvency indicators evolution
CAVE SAINT MATTHIEU

Sector positioning

Debt ratio
8.14% 2025
Q1: 1.04%
Med: 12.96%
Q3: 69.03%
Good +15 pts over 3 years

In 2025, the debt ratio of CAVE SAINT MATTHIEU (8.1%) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
6.4% 2025
Q1: 6.17%
Med: 28.02%
Q3: 55.64%
Average +21 pts over 3 years

In 2025, the financial autonomy of CAVE SAINT MATTHIEU (6.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.83 years 2025
Q1: 0.0 years
Med: 0.48 years
Q3: 3.13 years
Average +25 pts over 3 years

In 2025, the repayment capacity of CAVE SAINT MATTHIEU (0.83) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 4.26. Compared with its sector, this ratio places the company among the best positioned (sector median: 2.3). The interest coverage ratio (= EBIT / Interest expenses) is 3.4x. This ratio is more favorable than the sector median (0.3x).

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

4.26

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

3.39

Liquidity indicators evolution
CAVE SAINT MATTHIEU

Sector positioning

Liquidity ratio
4.26 2025
Q1: 1.34
Med: 2.29
Q3: 3.92
Excellent

In 2025, the liquidity ratio of CAVE SAINT MATTHIEU (4.26) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
3.39x 2025
Q1: 0.0x
Med: 0.34x
Q3: 5.4x
Good +23 pts over 3 years

In 2025, the interest coverage of CAVE SAINT MATTHIEU (3.4x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 7 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 17 days. Favorable situation: supplier credit is longer than customer credit by 10 days. Inventory turnover is 109 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 89 days of revenue, i.e. 130 k€ to permanently finance.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

129 723 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

7 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

17 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

109 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

89 j

WCR and payment terms evolution
CAVE SAINT MATTHIEU

Positioning of CAVE SAINT MATTHIEU in its sector

Comparison with sector Commerce de détail de boissons en magasin spécialisé

Valuation estimate

Based on 154 transactions of similar company sales (all years), the value of CAVE SAINT MATTHIEU is estimated at 123 642 € (range 65 640€ - 219 876€). With an EBITDA of 18 158€, the sector multiple of 5.6x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
154 transactions
65k€ 123k€ 219k€
123 642 € Range: 65 640€ - 219 876€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
18 158 € × 5.6x
Estimation 102 524 €
49 275€ - 194 745€
Revenue Multiple 30%
522 109 € × 0.38x
Estimation 200 292 €
117 776€ - 312 929€
Net Income Multiple 20%
9 181 € × 6.7x
Estimation 61 463 €
28 352€ - 143 127€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 154 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de détail de boissons en magasin spécialisé)

Compare CAVE SAINT MATTHIEU with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de détail de boissons en magasin spécialisé

Top companies in Commerce de détail de boissons en magasin spécialisé

Largest companies by revenue in the sector Commerce de détail de boissons en magasin spécialisé:

Top companies in Yvelines

Largest companies by revenue in the department Yvelines:

Voir le classement complet du département Yvelines

Frequently asked questions about CAVE SAINT MATTHIEU

What is the revenue of CAVE SAINT MATTHIEU ?

The revenue of CAVE SAINT MATTHIEU in 2025 is 522 k€.

Is CAVE SAINT MATTHIEU profitable?

Yes, CAVE SAINT MATTHIEU generated a net profit of 9 k€ in 2025.

Where is the headquarters of CAVE SAINT MATTHIEU ?

The headquarters of CAVE SAINT MATTHIEU is located in HOUDAN (78550), in the department Yvelines.

Where to find the tax return of CAVE SAINT MATTHIEU ?

The tax return of CAVE SAINT MATTHIEU is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CAVE SAINT MATTHIEU operate?

CAVE SAINT MATTHIEU operates in the sector Commerce de détail de boissons en magasin spécialisé (NAF code 47.25Z). See the 'Sector positioning' section above to compare the company with its competitors.