SIREN : 424695559
B W FINANCES is a French company founded 26 years ago, specialized in the sector Supports juridiques de gestion de patrimoine immobilier. Based in FREJUS (83600), this company of category PME shows in 2019 a revenue of 382 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-08-08
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
Signal structurel : résultat d'exploitation insuffisant pour couvrir les intérêts.
In summary, B W FINANCES posts positive profitability over the latest financial year. Its financial structure is solid, with debt well contained relative to its sector.
| Indicator | 2019 | 2016 |
|---|---|---|
| Revenue | 382 049 € | 423 771 € |
| Net income | 15 584 € | 12 363 € |
| EBITDA | 38 562 € | 7 401 € |
| Net margin | 4.1% | 2.9% |
In 2019, B W FINANCES achieves revenue of 382 k€. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 39 k€, representing 10.1% of revenue. This ratio is slightly less favorable than the sector median (21.1%). Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 16 k€, i.e. 4.1% of revenue. This profit can be retained or distributed to shareholders.
382 049 €
382 049 €
38 562 €
38 432 €
15 584 €
10.1%
The debt ratio (= Financial debt / Equity x 100) stands at 33%. This ratio is more favorable than the sector median (43.6%). Financial autonomy (= Equity / Total assets x 100) reaches 45%. This ratio is slightly less favorable than the sector median (53.3%). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.0 years of cash flow to repay all financial debt. This ratio is slightly less favorable than the sector median (1.3 years). Cash flow represents 4.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This ratio is less favorable than the sector median (26.9%) and warrants attention.
33.06%
44.64%
4.11%
1.99
25.9%
In 2019, the debt ratio of B W FINANCES (33.1%) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2019, the financial autonomy of B W FINANCES (44.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2019, the repayment capacity of B W FINANCES (1.99) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1.08. This ratio is less favorable than the sector median (2.9) and warrants attention. The interest coverage ratio (= EBIT / Interest expenses) is 0.6x. Danger: operating income does not cover interest charges, unsustainable situation.
1.08
0.57
In 2019, the liquidity ratio of B W FINANCES (1.08) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2019, the interest coverage of B W FINANCES (0.6x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 104 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 168 days. Excellent situation: suppliers finance 64 days of the operating cycle (retail model). Overall, WCR represents 170 days of revenue, i.e. 181 k€ to permanently finance. Between 2016 and 2019, WCR worsened by 151 days of revenue, signaling an increased financing need.
180 881 €
104 j
168 j
0 j
170 j
Indicative estimate only : the number of comparable transactions in this sector is limited (28 transactions). This range of 28 453€ to 214 777€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 28 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare B W FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Supports juridiques de gestion de patrimoine immobilier
Largest companies by revenue in the sector Supports juridiques de gestion de patrimoine immobilier:
Largest companies by revenue in the department Var:
The revenue of B W FINANCES in 2019 is 382 k€.
Yes, B W FINANCES generated a net profit of 16 k€ in 2019.
The headquarters of B W FINANCES is located in FREJUS (83600), in the department Var.
The tax return of B W FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
B W FINANCES operates in the sector Supports juridiques de gestion de patrimoine immobilier (NAF code 68.32B). See the 'Sector positioning' section above to compare the company with its competitors.