TIPIAK TRAITEUR PATISSIER : revenue, balance sheet and financial ratios

TIPIAK TRAITEUR PATISSIER is a French company founded 33 years ago, specialized in the sector Fabrication industrielle de pain et de pâtisserie fraîche. Based in MALVILLE (44260), this company of category GE shows in 2024 a revenue of 64.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - TIPIAK TRAITEUR PATISSIER (SIREN 388238842)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 64 239 071 € 72 644 419 € 88 951 187 € 67 278 802 € 55 063 496 € 67 129 489 € 60 268 352 € 61 177 360 € 57 071 060 €
Net income -13 140 399 € -13 180 238 € -2 162 815 € -4 894 590 € -8 579 194 € -910 722 € -847 430 € -29 595 € 260 625 €
EBITDA -7 392 351 € -5 614 142 € 2 915 911 € -2 099 438 € -5 514 813 € 1 809 963 € 2 274 354 € 2 915 253 € 3 279 446 €
Net margin -20.5% -18.1% -2.4% -7.3% -15.6% -1.4% -1.4% -0.0% 0.5%

Revenue and income statement

In 2024, TIPIAK TRAITEUR PATISSIER achieves revenue of 64.2 M€. Revenue is growing positively over 9 years (CAGR: +1.5%). Significant drop of -12% vs 2023. After deducting consumption (43.3 M€), gross margin stands at 20.9 M€, i.e. a rate of 33%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -7.4 M€, representing -11.5% of revenue. Warning negative scissor effect: despite revenue change (-12%), EBITDA varies by -32%, reducing margin by 3.8 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -13.1 M€ (-20.5% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

64 239 071 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

20 901 776 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-7 392 351 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-10 712 617 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-13 140 399 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-11.5%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 188%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 15%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

188.411%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

15.42%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-15.55%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-0.841

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

30.0%

Solvency indicators evolution
TIPIAK TRAITEUR PATISSIER

Sector positioning

Debt ratio
188.41 2024
2022
2023
2024
Q1: 0.01
Med: 31.43
Q3: 103.18
Watch

In 2024, the debt ratio of TIPIAK TRAITEUR PATISSIER (188.41) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
15.42% 2024
2022
2023
2024
Q1: 10.05%
Med: 32.57%
Q3: 56.13%
Average +6 pts over 3 years

In 2024, the financial autonomy of TIPIAK TRAITEUR PATISSIER (15.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-0.84 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.16 years
Q3: 2.48 years
Excellent -50 pts over 3 years

In 2024, the repayment capacity of TIPIAK TRAITEUR PATISSIER (-0.84) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 68.17. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

68.168

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-26.843

Liquidity indicators evolution
TIPIAK TRAITEUR PATISSIER

Sector positioning

Liquidity ratio
68.17 2024
2022
2023
2024
Q1: 103.03
Med: 152.34
Q3: 235.38
Watch -43 pts over 3 years

In 2024, the liquidity ratio of TIPIAK TRAITEUR PATISSIER (68.17) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
-26.84x 2024
2022
2023
2024
Q1: 0.0x
Med: 1.79x
Q3: 5.96x
Watch -51 pts over 3 years

In 2024, the interest coverage of TIPIAK TRAITEUR PATISSIER (-26.8x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 17 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 68 days. Excellent situation: suppliers finance 51 days of the operating cycle (retail model). Inventory turnover is 29 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. WCR is negative (-22 days): operations structurally generate cash. Notable WCR improvement over the period (-126%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-3 941 067 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

17 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

68 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

29 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-22 j

WCR and payment terms evolution
TIPIAK TRAITEUR PATISSIER

Positioning of TIPIAK TRAITEUR PATISSIER in its sector

Comparison with sector Fabrication industrielle de pain et de pâtisserie fraîche

Valuation estimate

Based on 203 transactions of similar company sales in 2024, the value of TIPIAK TRAITEUR PATISSIER is estimated at 35 631 955 € (range 22 255 224€ - 47 432 114€). The price/revenue ratio is 0.55x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
203 transactions
22255k€ 35631k€ 47432k€
35 631 955 € Range: 22 255 224€ - 47 432 114€
NAF 5 année 2024

Valuation method used

Revenue Multiple
64 239 071 € × 0.55x = 35 631 956 €
Range: 22 255 225€ - 47 432 114€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 203 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Fabrication industrielle de pain et de pâtisserie fraîche)

Compare TIPIAK TRAITEUR PATISSIER with other companies in the same sector:

Voir toutes les statistiques du secteur Fabrication industrielle de pain et de pâtisserie fraîche

Frequently asked questions about TIPIAK TRAITEUR PATISSIER

What is the revenue of TIPIAK TRAITEUR PATISSIER ?

The revenue of TIPIAK TRAITEUR PATISSIER in 2024 is 64.2 M€.

Is TIPIAK TRAITEUR PATISSIER profitable?

TIPIAK TRAITEUR PATISSIER recorded a net loss in 2024.

Where is the headquarters of TIPIAK TRAITEUR PATISSIER ?

The headquarters of TIPIAK TRAITEUR PATISSIER is located in MALVILLE (44260), in the department Loire-Atlantique.

Where to find the tax return of TIPIAK TRAITEUR PATISSIER ?

The tax return of TIPIAK TRAITEUR PATISSIER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does TIPIAK TRAITEUR PATISSIER operate?

TIPIAK TRAITEUR PATISSIER operates in the sector Fabrication industrielle de pain et de pâtisserie fraîche (NAF code 10.71A). See the 'Sector positioning' section above to compare the company with its competitors.