SARL OLIVIA : revenue, balance sheet and financial ratios

SARL OLIVIA is a French company founded 37 years ago, specialized in the sector Commerce de gros (commerce interentreprises) d'autres biens domestiques . Based in MOUTIERS (73600), this company of category PME shows in 2025 a revenue of 1.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-08-08

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Synthèse

Santé financière : Fragile

Signal structurel : résultat d'exploitation insuffisant pour couvrir les intérêts.

In summary, SARL OLIVIA combines a growing business with positive profitability. Its financial structure is broadly in line with its sector.

Financial history - SARL OLIVIA (SIREN 351137005)
Indicator 2025 2024 2023 2022 2021 2020 2019
Revenue 1 036 106 € 1 075 098 € 1 121 695 € 1 021 817 € 900 627 € 946 423 € 931 160 €
Net income 30 242 € 10 064 € 31 456 € 36 310 € 22 744 € 15 606 € 30 880 €
EBITDA 74 244 € 52 334 € 79 928 € 88 843 € 65 279 € 47 060 € 85 939 €
Net margin 2.9% 0.9% 2.8% 3.6% 2.5% 1.6% 3.3%

Revenue and income statement

In 2025, SARL OLIVIA achieves revenue of 1.0 M€. Revenue is growing positively over 7 years (CAGR: +3.6%). Slight decline of -4% vs 2024. After deducting consumption (616 k€), gross margin stands at 420 k€, i.e. a rate of 40%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 74 k€, representing 7.2% of revenue. Positive scissor effect: EBITDA margin improves by +2.3 pts, sign of improved operational efficiency. This ratio is more favorable than the sector median (3.7%). Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 30 k€, i.e. 2.9% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 036 106 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

419 618 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

74 244 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

33 003 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

30 242 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

7.2%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 11%. This ratio is slightly less favorable than the sector median (9.7%). Financial autonomy (= Equity / Total assets x 100) reaches 52%. This ratio is more favorable than the sector median (41.9%). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 3.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This ratio is more favorable than the sector median (2.8%).

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

11.47%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

52.2%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

3.87%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.6

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

22.5%

Solvency indicators evolution
SARL OLIVIA

Sector positioning

Debt ratio
11.47% 2025
Q1: 0.79%
Med: 9.74%
Q3: 48.72%
Average -8 pts over 3 years

In 2025, the debt ratio of SARL OLIVIA (11.5%) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
52.2% 2025
Q1: 13.74%
Med: 41.91%
Q3: 63.28%
Good +18 pts over 3 years

In 2025, the financial autonomy of SARL OLIVIA (52.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 2.15. This ratio is slightly less favorable than the sector median (2.2). The interest coverage ratio (= EBIT / Interest expenses) is 0.1x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

2.15

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.06

Liquidity indicators evolution
SARL OLIVIA

Sector positioning

Liquidity ratio
2.15 2025
Q1: 1.48
Med: 2.18
Q3: 3.76
Average +18 pts over 3 years

In 2025, the liquidity ratio of SARL OLIVIA (2.15) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
0.06x 2025
Q1: 0.0x
Med: 0.41x
Q3: 8.79x
Average

In 2025, the interest coverage of SARL OLIVIA (0.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 9 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 59 days. Excellent situation: suppliers finance 50 days of the operating cycle (retail model). Inventory turnover is 69 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 78 days of revenue, i.e. 223 k€ to permanently finance. Between 2022 and 2025, WCR improved by 14 days of revenue, freeing up cash.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

223 094 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

9 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

59 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

69 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

78 j

WCR and payment terms evolution
SARL OLIVIA

Positioning of SARL OLIVIA in its sector

Comparison with sector Commerce de gros (commerce interentreprises) d'autres biens domestiques

Valuation estimate

Based on 145 transactions of similar company sales (all years), the value of SARL OLIVIA is estimated at 176 308 € (range 72 707€ - 459 488€). With an EBITDA of 74 244€, the sector multiple of 2.6x is applied. The price/revenue ratio is 0.19x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
145 transactions
72k€ 176k€ 459k€
176 308 € Range: 72 707€ - 459 488€
NAF 5 all-time

Valuation detail by method

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EBITDA Multiple 50%
74 244 € × 2.6x
Estimation 193 503 €
70 395€ - 543 928€
Revenue Multiple 30%
1 036 106 € × 0.19x
Estimation 198 234 €
111 571€ - 505 363€
Net Income Multiple 20%
30 242 € × 3.3x
Estimation 100 432 €
20 191€ - 179 578€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 145 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de gros (commerce interentreprises) d'autres biens domestiques )

Compare SARL OLIVIA with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de gros (commerce interentreprises) d'autres biens domestiques

Top companies in Commerce de gros (commerce interentreprises) d'autres biens domestiques

Largest companies by revenue in the sector Commerce de gros (commerce interentreprises) d'autres biens domestiques :

Top companies in Savoie

Largest companies by revenue in the department Savoie:

Voir le classement complet du département Savoie

Frequently asked questions about SARL OLIVIA

What is the revenue of SARL OLIVIA ?

The revenue of SARL OLIVIA in 2025 is 1.0 M€.

Is SARL OLIVIA profitable?

Yes, SARL OLIVIA generated a net profit of 30 k€ in 2025.

Where is the headquarters of SARL OLIVIA ?

The headquarters of SARL OLIVIA is located in MOUTIERS (73600), in the department Savoie.

Where to find the tax return of SARL OLIVIA ?

The tax return of SARL OLIVIA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SARL OLIVIA operate?

SARL OLIVIA operates in the sector Commerce de gros (commerce interentreprises) d'autres biens domestiques (NAF code 46.49Z). See the 'Sector positioning' section above to compare the company with its competitors.