SIREN : 790114730
OD FINANCE is a French company founded 13 years ago, specialized in the sector Activités comptables. Based in LIMOGES (87000), this company of category PME shows in 2021 a revenue of 246 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-08-08
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
Aucun signal de fragilité majeur : rentabilité positive et structure financière équilibrée.
In summary, OD FINANCE posts positive profitability over the latest financial year. Its financial structure is broadly in line with its sector.
| Indicator | 2021 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|
| Revenue | 245 722 € | N/C | N/C | N/C | N/C |
| Net income | 568 589 € | 347 121 € | 352 623 € | 225 666 € | -1 703 € |
| EBITDA | 112 099 € | -3 043 € | -3 027 € | -2 449 € | -654 € |
| Net margin | 231.4% | N/C | N/C | N/C | N/C |
In 2021, OD FINANCE achieves revenue of 246 k€. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 112 k€, representing 45.6% of revenue. Compared with its sector, this ratio places the company among the best positioned (sector median: 10.9%). Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 569 k€, i.e. 231.4% of revenue. This profit can be retained or distributed to shareholders.
245 722 €
245 722 €
112 099 €
112 098 €
568 589 €
45.6%
The debt ratio (= Financial debt / Equity x 100) stands at 35%. This ratio is slightly less favorable than the sector median (18.7%). Financial autonomy (= Equity / Total assets x 100) reaches 25%. This ratio is less favorable than the sector median (45.3%) and warrants attention. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.1 years of cash flow to repay all financial debt. This ratio is slightly less favorable than the sector median (0.7 years). Cash flow represents 231.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Compared with its sector, this ratio places the company among the best positioned (sector median: 9.6%).
34.62%
24.62%
231.4%
1.15
In 2021, the debt ratio of OD FINANCE (34.6%) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of OD FINANCE (24.6%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.
In 2021, the repayment capacity of OD FINANCE (1.15) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 2.43. This ratio is more favorable than the sector median (2.3). The interest coverage ratio (= EBIT / Interest expenses) is 6.8x. Compared with its sector, this ratio places the company among the best positioned (sector median: 0.4x).
2.43
6.83
In 2021, the liquidity ratio of OD FINANCE (2.43) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2021, the interest coverage of OD FINANCE (6.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 40 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 91 days. Excellent situation: suppliers finance 51 days of the operating cycle (retail model). WCR is negative (-238 days): operations structurally generate cash.
-162 545 €
40 j
91 j
0 j
-238 j
Based on 106 transactions of similar company sales (all years), the value of OD FINANCE is estimated at 321 106 € (range 105 496€ - 1 048 587€). With an EBITDA of 112 099€, the sector multiple of 1.5x is applied. The price/revenue ratio is 0.23x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 106 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare OD FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités comptables
Largest companies by revenue in the sector Activités comptables:
Largest companies by revenue in the department Haute-Vienne:
The revenue of OD FINANCE in 2021 is 246 k€.
Yes, OD FINANCE generated a net profit of 569 k€ in 2021.
The headquarters of OD FINANCE is located in LIMOGES (87000), in the department Haute-Vienne.
The tax return of OD FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
OD FINANCE operates in the sector Activités comptables (NAF code 69.20Z). See the 'Sector positioning' section above to compare the company with its competitors.