SIREN : 819409830
MONA PAIN is a French company founded 10 years ago, specialized in the sector Cuisson de produits de boulangerie. Based in VENISSIEUX (69200), this company of category PME shows in 2024 a revenue of 73 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-08-08
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
Point(s) de vigilance : liquidité à court terme tendue.
In summary, MONA PAIN combines a growing business with positive profitability. Its financial structure is solid, with debt well contained relative to its sector. Point of attention: short-term liquidity is tight.
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|
| Revenue | 72 983 € | 60 894 € | 52 252 € | 49 451 € | 53 228 € | 58 690 € | 103 833 € |
| Net income | 2 104 € | 24 909 € | -9 709 € | -5 475 € | 973 € | 7 115 € | 4 864 € |
| EBITDA | 4 687 € | 11 984 € | -5 175 € | 3 534 € | 2 498 € | 9 423 € | 7 144 € |
| Net margin | 2.9% | 40.9% | -18.6% | -11.1% | 1.8% | 12.1% | 4.7% |
In 2024, MONA PAIN achieves revenue of 73 k€. Over the period 2020-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +8.2%. Vs 2023, growth of +20% (61 k€ -> 73 k€). After deducting consumption (15 k€), gross margin stands at 58 k€, i.e. a rate of 80%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 5 k€, representing 6.4% of revenue. Warning negative scissor effect: despite revenue change (+20%), EBITDA varies by -61%, reducing margin by 13.3 pts. This reflects costs rising faster than revenue. This ratio is slightly less favorable than the sector median (6.8%). Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2 k€, i.e. 2.9% of revenue. This profit can be retained or distributed to shareholders.
72 983 €
58 316 €
4 687 €
3 017 €
2 104 €
6.0%
The debt ratio (= Financial debt / Equity x 100) stands at 14%. This ratio is more favorable than the sector median (24.0%). Financial autonomy (= Equity / Total assets x 100) reaches 4%. This ratio is slightly less favorable than the sector median (26.3%). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.3 years of cash flow to repay all financial debt. This ratio is slightly less favorable than the sector median (0.3 years). Cash flow represents 3.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This ratio is slightly less favorable than the sector median (4.9%).
13.68%
3.75%
3.77%
1.27
26.2%
In 2024, the debt ratio of MONA PAIN (13.7%) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of MONA PAIN (3.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of MONA PAIN (1.27) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 0.28. Alert: short-term debt exceeds current assets. Risk of payment difficulties without cash reinforcement. The interest coverage ratio (= EBIT / Interest expenses) is 5.9x. Compared with its sector, this ratio places the company among the best positioned (sector median: 0.6x).
0.28
5.93
In 2024, the liquidity ratio of MONA PAIN (0.28) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of MONA PAIN (5.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 65 days. Excellent situation: suppliers finance 65 days of the operating cycle (retail model). Inventory turnover is 26 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. WCR is negative (-259 days): operations structurally generate cash. Between 2021 and 2024, WCR worsened by 321 days of revenue, signaling an increased financing need.
-52 548 €
0 j
65 j
26 j
-259 j
Based on 203 transactions of similar company sales in 2024, the value of MONA PAIN is estimated at 31 631 € (range 17 908€ - 48 360€). With an EBITDA of 4 687€, the sector multiple of 6.7x is applied. The price/revenue ratio is 0.55x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 203 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare MONA PAIN with other companies in the same sector:
Voir toutes les statistiques du secteur Cuisson de produits de boulangerie
Largest companies by revenue in the sector Cuisson de produits de boulangerie:
Largest companies by revenue in the department Rhone:
The revenue of MONA PAIN in 2024 is 73 k€.
Yes, MONA PAIN generated a net profit of 2 k€ in 2024.
The headquarters of MONA PAIN is located in VENISSIEUX (69200), in the department Rhone.
The tax return of MONA PAIN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
MONA PAIN operates in the sector Cuisson de produits de boulangerie (NAF code 10.71B). See the 'Sector positioning' section above to compare the company with its competitors.