Le dernier exercice comptable publié pour cette entreprise remonte à 2021. Les données ci-dessous peuvent ne plus refléter sa situation actuelle.

JEM : revenue, balance sheet and financial ratios

JEM is a French company founded 11 years ago, specialized in the sector Commerce de gros (commerce interentreprises) de vaisselle, verrerie et produits d'entretien. Based in ROMAINVILLE (93230), this company of category PME shows in 2021 a revenue of 1.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-06-20

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Synthèse

Santé financière : Saine

Aucun signal de fragilité majeur : rentabilité positive et structure financière équilibrée.

In summary, JEM posts positive profitability over the latest financial year. Its financial structure is solid, with debt well contained relative to its sector.

Financial history - JEM (SIREN 812023638)
Indicator 2021 2020
Revenue 1 585 021 € 1 971 801 €
Net income 63 966 € 367 725 €
EBITDA 87 315 € 507 546 €
Net margin 4.0% 18.6%

Revenue and income statement

In 2021, JEM achieves revenue of 1.6 M€. Significant drop of -20% vs 2020. After deducting consumption (863 k€), gross margin stands at 722 k€, i.e. a rate of 46%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 87 k€, representing 5.5% of revenue. Warning negative scissor effect: despite revenue change (-20%), EBITDA varies by -83%, reducing margin by 20.2 pts. This reflects costs rising faster than revenue. This ratio is slightly less favorable than the sector median (6.3%). Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 64 k€, i.e. 4.0% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2021) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 585 021 €

Gross margin (2021) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

722 477 €

EBITDA (2021) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

87 315 €

EBIT (2021) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

85 549 €

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

63 966 €

EBITDA margin (2021) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

5.5%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. Compared with its sector, this ratio places the company among the best positioned (sector median: 15.7%). Financial autonomy (= Equity / Total assets x 100) reaches 72%. Compared with its sector, this ratio places the company among the best positioned (sector median: 43.9%). Cash flow represents 4.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This ratio is slightly less favorable than the sector median (4.8%).

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

72.33%

Cash flow / Revenue (2021) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

4.21%

Repayment capacity (2021) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

63.1%

Solvency indicators evolution
JEM

Sector positioning

Debt ratio
0.0% 2021
Q1: 0.98%
Med: 15.68%
Q3: 88.93%
Excellent -26 pts over 2 years

In 2021, the debt ratio of JEM (0.0%) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
72.33% 2021
Q1: 23.05%
Med: 43.87%
Q3: 63.24%
Excellent +10 pts over 2 years

In 2021, the financial autonomy of JEM (72.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.0 years 2021
Q1: 0.0 years
Med: 0.26 years
Q3: 2.28 years
Excellent -25 pts over 2 years

In 2021, the repayment capacity of JEM (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 3.54. Compared with its sector, this ratio places the company among the best positioned (sector median: 2.2). The interest coverage ratio (= EBIT / Interest expenses) is 3.9x. Compared with its sector, this ratio places the company among the best positioned (sector median: 0.6x).

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

3.54

Interest coverage (2021) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

3.88

Liquidity indicators evolution
JEM

Sector positioning

Liquidity ratio
3.54 2021
Q1: 1.53
Med: 2.25
Q3: 3.26
Excellent

In 2021, the liquidity ratio of JEM (3.54) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
3.88x 2021
Q1: 0.0x
Med: 0.55x
Q3: 3.75x
Excellent +24 pts over 2 years

In 2021, the interest coverage of JEM (3.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 11 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 6 days. The company must finance 5 days of gap between collections and payments. WCR is negative (-43 days): operations structurally generate cash. Between 2020 and 2021, WCR improved by 16 days of revenue, freeing up cash.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-190 171 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

11 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

6 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

-52 j

WCR in days of revenue (2021) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-43 j

WCR and payment terms evolution
JEM

Positioning of JEM in its sector

Comparison with sector Commerce de gros (commerce interentreprises) de vaisselle, verrerie et produits d'entretien

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (28 transactions). This range of 104 595€ to 516 738€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2021
Indicative
104k€ 273k€ 516k€
273 119 € Range: 104 595€ - 516 738€
NAF 5 all-time

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 28 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de gros (commerce interentreprises) de vaisselle, verrerie et produits d'entretien)

Compare JEM with other companies in the same sector:

Top companies in Commerce de gros (commerce interentreprises) de vaisselle, verrerie et produits d'entretien

Largest companies by revenue in the sector Commerce de gros (commerce interentreprises) de vaisselle, verrerie et produits d'entretien:

Top companies in Seine-Saint-Denis

Largest companies by revenue in the department Seine-Saint-Denis:

Frequently asked questions about JEM

What is the revenue of JEM ?

The revenue of JEM in 2021 is 1.6 M€.

Is JEM profitable?

Yes, JEM generated a net profit of 64 k€ in 2021.

Where is the headquarters of JEM ?

The headquarters of JEM is located in ROMAINVILLE (93230), in the department Seine-Saint-Denis.

Where to find the tax return of JEM ?

The tax return of JEM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does JEM operate?

JEM operates in the sector Commerce de gros (commerce interentreprises) de vaisselle, verrerie et produits d'entretien (NAF code 46.44Z). See the 'Sector positioning' section above to compare the company with its competitors.