ERIC BELLOCH, NOTAIRE : revenue, balance sheet and financial ratios

Revenue 2022 1,0 M€
EBITDA 2022 98 k€
Net income 2022 90 k€ -39 % vs 2021

ERIC BELLOCH, NOTAIRE is a French company founded 8 years ago, specialized in the sector Activités juridiques. Based in EPINAY-SUR-SEINE (93800), this company of category PME shows in 2022 a revenue of 1,0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

At a glance (2022) : revenue 1,0 M€, EBITDA 98 k€ (9.8 % of revenue), net income 90 k€. Balance sheet 2024 : equity 664 k€, financial debt 291 k€, cash 684 k€.

Data updated on 2026-09-19

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

About this data : partial data · outdated accounts

Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

Le dernier exercice comptable publié pour cette entreprise remonte à 2022. Les données ci-dessous peuvent ne plus refléter sa situation actuelle.

Synthèse

Santé financière : Saine

Aucun signal de fragilité majeur : rentabilité positive et structure financière équilibrée.

In summary, ERIC BELLOCH, NOTAIRE posts positive profitability over the latest financial year. Its financial structure is broadly in line with its sector.

Financial history - ERIC BELLOCH, NOTAIRE (SIREN 842677635) · amounts in thousands of euros (€k)
Indicator 2025 2024 2023 2022 2021 2020 2019
Revenue N/C N/C N/C 1 005 N/C N/C N/C
Net income 7 38 69 90 147 172 139
EBITDA N/C N/C N/C 98 N/C N/C N/C
Gross margin — — — 1 005 — — —
Operating income — — — 109 — — —
Net margin N/C N/C N/C 9,0 % N/C N/C N/C
Equity — 664 626 558 468 319 149
Financial debt — 291 388 404 445 430 411
Cash — 684 4 919 642 609 544 341
Tax returns Download accounts (CSV / Excel)

Revenue and income statement

In 2025, ERIC BELLOCH, NOTAIRE generates positive net income of 7 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2021-2025: 139 k€ -> 7 k€.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 004 647 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 004 647 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

98 211 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

109 256 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

89 939 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

9,8 %

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 45%. This ratio is slightly less favorable than the sector median (15.4%). Financial autonomy (= Equity / Total assets x 100) reaches 17%. This ratio is slightly less favorable than the sector median (40.4%). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.1 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 7.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

45,2 %

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

17,0 %

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

7,9 %

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

5,1 ans

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

18,2 %

Solvency indicators evolution
ERIC BELLOCH, NOTAIRE

Sector positioning

Debt ratio
45,2% 2025
Q1: 1,4%
Med: 15,4%
Q3: 56,1%
Average 61,9 % → 45,2 % depuis 2023

In 2025, the debt ratio of ERIC BELLOCH, NOTAIRE (45,2%) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
17,0% 2025
Q1: 14,9%
Med: 40,4%
Q3: 63,2%
Average 11,9 % → 17 % depuis 2023

In 2025, the financial autonomy of ERIC BELLOCH, NOTAIRE (17,0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1.21. This ratio is slightly less favorable than the sector median (1.9).

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1,21

Liquidity indicators evolution
ERIC BELLOCH, NOTAIRE

Sector positioning

Liquidity ratio
1,21 2025
Q1: 1,14
Med: 1,85
Q3: 3,17
Average

In 2025, the liquidity ratio of ERIC BELLOCH, NOTAIRE (1,21) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. WCR is negative (-6 days): operations structurally generate cash.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-15 733 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

13 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

13 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-6 j

WCR and payment terms evolution
ERIC BELLOCH, NOTAIRE

Positioning of ERIC BELLOCH, NOTAIRE in its sector

Comparison with sector Activités juridiques

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (31 transactions). This range of 147 038€ to 320 060€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2022
Indicative
147k€ 199k€ 320k€
199 073 € Range: 147 038€ - 320 060€

Les capitaux propres comptables (664 k€ en 2024) dépassent cette estimation : l'entreprise détient probablement des actifs (trésorerie, immobilier, participations) que les multiples d'activité ne valorisent pas. Cette estimation est alors un plancher, pas une valeur de marché.

NAF 5 all-time
How is this estimate calculated?

This estimate is based on the analysis of 31 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités juridiques)

Compare ERIC BELLOCH, NOTAIRE with other companies in the same sector:

Top companies in Activités juridiques

Largest companies by revenue in the sector Activités juridiques:

Top companies in Seine-Saint-Denis

Largest companies by revenue in the department Seine-Saint-Denis:

Frequently asked questions about ERIC BELLOCH, NOTAIRE

What is the revenue of ERIC BELLOCH, NOTAIRE ?

The revenue of ERIC BELLOCH, NOTAIRE in 2022 is 1,0 M€.

Is ERIC BELLOCH, NOTAIRE profitable?

Yes, ERIC BELLOCH, NOTAIRE generated a net profit of 7 k€ in 2025.

Where is the headquarters of ERIC BELLOCH, NOTAIRE ?

The headquarters of ERIC BELLOCH, NOTAIRE is located in EPINAY-SUR-SEINE (93800), in the department Seine-Saint-Denis.

Where to find the tax return of ERIC BELLOCH, NOTAIRE ?

The tax return of ERIC BELLOCH, NOTAIRE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ERIC BELLOCH, NOTAIRE operate?

ERIC BELLOCH, NOTAIRE operates in the sector Activités juridiques (NAF code 69.10Z). See the 'Sector positioning' section above to compare the company with its competitors.