Le dernier exercice comptable publié pour cette entreprise remonte à 2023. Les données ci-dessous peuvent ne plus refléter sa situation actuelle.
CHIFRA : revenue, balance sheet and financial ratios
CHIFRA is a French company
founded 33 years ago,
specialized in the sector Commerce de gros (commerce interentreprises) d'autres biens domestiques .
Based in HERBLAY-SUR-SEINE (95220),
this company of category PME
shows in 2023 a revenue of 115 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-08-08
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
Synthèse
Santé financière :
Fragile
Signal structurel : exploitation déficitaire (EBE négatif).
In summary, CHIFRA is currently loss-making, which weighs on its accounts. Its financial structure is solid, with debt well contained relative to its sector.
Revenue and income statement
In 2023, CHIFRA achieves revenue of 115 k€. Revenue is declining over the period 2019-2023 (CAGR: -7.6%). Significant drop of -57% vs 2022. After deducting consumption (74 k€), gross margin stands at 40 k€, i.e. a rate of 35%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -3 k€, representing -2.3% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -3 k€ (-2.8% of revenue), which will impact equity.
Revenue (2023)
?
114 772 €
Gross margin (2023)
?
40 431 €
Net income (2023)
?
-3 189 €
EBITDA margin (2023)
?
-2.3%
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The detailed income statement is not available for this company (simplified accounts or confidential data).
Assets
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Assets balance sheet data not available for this company
Liabilities
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Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 11%. This ratio is more favorable than the sector median (19.5%). Financial autonomy (= Equity / Total assets x 100) reaches 54%. This ratio is more favorable than the sector median (40.6%).
Debt ratio (2023)
?
11.48%
Financial autonomy (2023)
?
53.58%
Cash flow / Revenue (2023)
?
-2.33%
Repayment capacity (2023)
?
-1.5
Asset age ratio (2023)
?
6.8%
| Indicator |
2016 |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
| Debt ratio |
-43.117 |
83.208 |
9.869 |
4.558 |
32.684 |
28.318 |
10.517 |
11.479 |
| Financial autonomy |
-1.613 |
1.375 |
9.357 |
14.009 |
30.242 |
52.578 |
58.105 |
53.579 |
| Repayment capacity |
0.327 |
0.199 |
0.099 |
0.085 |
0.586 |
0.443 |
-0.647 |
-1.498 |
| Cash flow / Revenue |
0.731% |
0.764% |
1.488% |
2.482% |
14.901% |
10.68% |
-2.296% |
-2.327% |
Sector positioning
Q1: 0.28%
Med: 19.49%
Q3: 67.71%
Good
-10 pts over 3 years
In 2023, the debt ratio of CHIFRA (11.5%) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Q1: 17.36%
Med: 40.57%
Q3: 60.79%
Good
In 2023, the financial autonomy of CHIFRA (53.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 2.46. This ratio is more favorable than the sector median (2.3).
Liquidity ratio (2023)
?
2.46
Interest coverage (2023)
?
0.0
| Indicator |
2016 |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
| Liquidity ratio |
0.9724299999999999 |
1.0122 |
1.11509 |
1.16346 |
1.6613 |
3.05294 |
2.75085 |
2.4638999999999998 |
| Interest coverage |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
0.0 |
Sector positioning
Q1: 1.5
Med: 2.32
Q3: 4.19
Good
-10 pts over 3 years
In 2023, the liquidity ratio of CHIFRA (2.46) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Q1: 0.0x
Med: 0.72x
Q3: 7.1x
Average
In 2023, the interest coverage of CHIFRA (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 50 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 89 days. Excellent situation: suppliers finance 39 days of the operating cycle (retail model). Inventory turnover is 41 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 130 days of revenue, i.e. 42 k€ to permanently finance. Between 2020 and 2023, WCR improved by 142 days of revenue, freeing up cash.
Operating WCR (2023)
?
41 596 €
Customer credit (2023)
?
50 j
Supplier credit (2023)
?
89 j
Inventory turnover (2023)
?
41 j
WCR in days of revenue (2023)
?
130 j
| Indicator |
2016 |
2017 |
2018 |
2019 |
2020 |
2021 |
2022 |
2023 |
| Operating WCR |
9 012 € |
26 220 € |
28 726 € |
43 368 € |
32 931 € |
16 989 € |
32 396 € |
41 596 € |
| Inventory turnover (days) |
12 |
8 |
5 |
3 |
120 |
5 |
28 |
41 |
| Customer payment term (days) |
3 |
2 |
2 |
53 |
0 |
0 |
0 |
50 |
| Supplier payment term (days) |
129 |
44 |
50 |
107 |
154 |
39 |
30 |
89 |
Positioning of CHIFRA in its sector
Valuation estimate
Based on 145 transactions of similar company sales
(all years),
the value of CHIFRA is estimated at
21 958 €
(range 12 358€ - 55 980€).
The price/revenue ratio is 0.19x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
21 958 €
Range: 12 358€ - 55 980€
NAF 5 all-time
Valuation method used
Revenue Multiple
114 772 €
×
0.19x
=
21 959 €
Range: 12 359€ - 55 980€
Only this financial indicator is available for this company.
How is this estimate calculated?
This estimate is based on the analysis of 145 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
- EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
- Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
- Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Top companies in Commerce de gros (commerce interentreprises) d'autres biens domestiques
Largest companies by revenue in the sector Commerce de gros (commerce interentreprises) d'autres biens domestiques :
Frequently asked questions about CHIFRA
What is the revenue of CHIFRA ?
The revenue of CHIFRA in 2023 is 115 k€.
Is CHIFRA profitable?
CHIFRA recorded a net loss in 2023.
Where is the headquarters of CHIFRA ?
The headquarters of CHIFRA is located in HERBLAY-SUR-SEINE (95220), in the department Val-d'Oise.
Where to find the tax return of CHIFRA ?
The tax return of CHIFRA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does CHIFRA operate?
CHIFRA operates in the sector Commerce de gros (commerce interentreprises) d'autres biens domestiques (NAF code 46.49Z). See the 'Sector positioning' section above to compare the company with its competitors.