SIREN : 833408776
CHAGEM is a French company founded 8 years ago, specialized in the sector Commerce de détail de textiles en magasin spécialisé. Based in MOYENMOUTIER (88420), this company of category PME shows in 2024 a revenue of 601 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-07-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
Aucun signal de fragilité majeur : rentabilité positive et structure financière équilibrée.
In summary, CHAGEM posts positive profitability over the latest financial year. Its financial structure is fragile, with debt above sector norms — a point to monitor.
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|
| Revenue | 600 702 € | 1 408 328 € | 1 445 667 € | 1 397 623 € | 1 148 772 € | 1 281 188 € | 949 328 € |
| Net income | 47 605 € | 32 043 € | 64 653 € | 86 535 € | 84 449 € | 31 134 € | 35 195 € |
| EBITDA | 92 126 € | 61 381 € | 101 937 € | 132 605 € | 122 582 € | 53 254 € | 23 102 € |
| Net margin | 7.9% | 2.3% | 4.5% | 6.2% | 7.4% | 2.4% | 3.7% |
In 2024, CHAGEM achieves revenue of 601 k€. Revenue is declining over the period 2020-2024 (CAGR: -15.0%). Significant drop of -57% vs 2023. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 92 k€, representing 15.3% of revenue. Positive scissor effect: EBITDA margin improves by +11.0 pts, sign of improved operational efficiency. Compared with its sector, this ratio places the company among the best positioned (sector median: 2.0%). Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 48 k€, i.e. 7.9% of revenue. This profit can be retained or distributed to shareholders.
600 702 €
600 702 €
92 126 €
62 259 €
47 605 €
15.0%
The debt ratio (= Financial debt / Equity x 100) stands at 216%. This ratio is less favorable than the sector median (14.9%) and warrants attention. Financial autonomy (= Equity / Total assets x 100) reaches 26%. This ratio is slightly less favorable than the sector median (30.7%). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.1 years of cash flow to repay all financial debt. Compared with its sector, this ratio places the company among the best positioned (sector median: 0.5 years). Cash flow represents 12.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Compared with its sector, this ratio places the company among the best positioned (sector median: 2.3%).
215.68%
26.14%
12.52%
6.12
59.1%
In 2024, the debt ratio of CHAGEM (215.7%) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of CHAGEM (26.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of CHAGEM (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 1.04. This ratio is less favorable than the sector median (2.1) and warrants attention. The interest coverage ratio (= EBIT / Interest expenses) is 5.2x. Operating income very largely covers interest expenses: high safety margin.
1.04
5.18
In 2024, the liquidity ratio of CHAGEM (1.04) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 11 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 64 days. Excellent situation: suppliers finance 53 days of the operating cycle (retail model). WCR is negative (-29 days): operations structurally generate cash. Between 2021 and 2024, WCR improved by 36 days of revenue, freeing up cash.
-48 933 €
11 j
64 j
0 j
-29 j
Based on 51 transactions of similar company sales
(all years),
the value of CHAGEM is estimated at
354 333 €
(range 189 815€ - 758 121€).
With an EBITDA of 92 126€, the sector multiple of 4.6x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 51 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CHAGEM with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de détail de textiles en magasin spécialisé
Largest companies by revenue in the sector Commerce de détail de textiles en magasin spécialisé:
Largest companies by revenue in the department Vosges:
The revenue of CHAGEM in 2024 is 601 k€.
Yes, CHAGEM generated a net profit of 48 k€ in 2024.
The headquarters of CHAGEM is located in MOYENMOUTIER (88420), in the department Vosges.
The tax return of CHAGEM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CHAGEM operates in the sector Commerce de détail de textiles en magasin spécialisé (NAF code 47.51Z). See the 'Sector positioning' section above to compare the company with its competitors.