SEL GEFFRAY : revenue, balance sheet and financial ratios

SEL GEFFRAY is a French company founded 32 years ago, specialized in the sector Commerce de détail de produits pharmaceutiques en magasin spécialisé. Based in POISSY (78300), this company of category PME shows in 2023 a revenue of 3.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Historique financier - SEL GEFFRAY (SIREN 392544094)
Indicador 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Ingresos N/C N/C 3 240 962 € N/C N/C N/C N/C 2 303 732 € 2 376 966 € 765 426 € 382 105 €
Resultado neto 103 857 € 63 590 € 289 395 € 340 779 € 219 220 € 212 869 € 161 504 € 186 130 € 167 611 € 81 687 € 31 862 €
EBITDA N/C N/C 372 121 € N/C N/C N/C N/C 245 475 € 244 587 € 96 261 € 46 026 €
Margen neto N/C N/C 8.9% N/C N/C N/C N/C 8.1% 7.1% 10.7% 8.3%

Ingresos y cuenta de resultados

In 2025, SEL GEFFRAY generates positive net income of 104 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2015-2025: 32 k€ -> 104 k€.

Resultado neto (2025) ?
Resultado neto
Definición
Bénéfice ou perte après toutes les charges, y compris impôts et éléments exceptionnels.
Fórmula
Resultado corriente + Resultado excepcional - Impuesto sobre beneficios

103 857 €

Chargement du compte de résultat...

Évolution graphique

Mostrar :

Activo

Chargement des données...

Pasivo

Chargement des données...

Ratios de solvencia y endeudamiento

The debt ratio (= Financial debt / Equity x 100) stands at 444%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 14%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Ratio de endeudamiento (2025) ?
Ratio de endeudamiento
Definición
Mide la proporción de deuda respecto a los fondos propios.
Fórmula
(Deuda financiera / Fondos propios) x 100
Interpretación
< 50% : Faible
50-100% : Moderado
> 100% : Alto

443.708%

Autonomía financiera (2025) ?
Autonomía financiera
Definición
Porcentaje de fondos propios en la financiación total.
Fórmula
(Fondos propios / Total balance) x 100
Interpretación
> 30% : Buena autonomía
20-30% : Media
< 20% : Faible

13.952%

Ratio de obsolescencia (2025) ?
Ratio de obsolescencia
Definición
Mide el grado de desgaste del inmovilizado material.
Fórmula
Amortización acumulada / Inmovilizado bruto x 100
Interpretación
< 50% : Activos recientes
50-70% : Desgaste normal
> 70% : Activos envejecidos

84.4%

Evolución de indicadores de solvencia
SEL GEFFRAY

Positionnement sectoriel

Debt ratio
443.71 2025
2023
2024
2025
Q1: 13.57
Méd: 49.47
Q3: 128.28
Watch

In 2025, the debt ratio of SEL GEFFRAY (443.71) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
13.95% 2025
2023
2024
2025
Q1: 33.69%
Méd: 53.88%
Q3: 72.26%
Watch

In 2025, the financial autonomy of SEL GEFFRAY (13.9%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.

Repayment capacity
3.57 years 2023
2023
Q1: 0.95 years
Méd: 3.58 years
Q3: 7.48 years
Good

In 2023, the repayment capacity of SEL GEFFRAY (3.57) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Ratios de liquidez

The liquidity ratio (= Current assets / Current liabilities) stands at 143.65. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Ratio de liquidez (2025) ?
Ratio de liquidez
Definición
Capacidad para pagar las deudas a corto plazo con el activo circulante.
Fórmula
Activo circulante / Pasivo circulante
Interpretación
> 1.5 : Muy bueno
1-1.5 : Correcto
< 1 : Risque de liquidité

143.653

Evolución de indicadores de liquidez
SEL GEFFRAY

Positionnement sectoriel

Liquidity ratio
143.65 2025
2023
2024
2025
Q1: 131.48
Méd: 182.6
Q3: 258.72
Average -25 pts durante 3 años

In 2025, the liquidity ratio of SEL GEFFRAY (143.65) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
5.01x 2023
2023
Q1: 0.38x
Méd: 2.71x
Q3: 6.47x
Good

In 2023, the interest coverage of SEL GEFFRAY (5.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Necesidad de fondo de rotación (NFR) y plazos de pago

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 151 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 517 days. Excellent situation: suppliers finance 366 days of the operating cycle (retail model).

NFR de explotación (2025) ?
NFR de explotación
Definición
Besoin de financement généré par le cycle d'exploitation (stocks + créances - dettes fournisseurs).
Fórmula
Stocks + Créances clients - Dettes fournisseurs
Interpretación
Negativo = tesorería liberada
Positivo = necesidad de financiación

0 €

Crédito clientes (2025) ?
Crédito clientes (días)
Definición
Plazo medio de cobro a clientes.
Fórmula
(Cuentas por cobrar / Ingresos con IVA) x 360
Interpretación
< 45j : Bueno
45-60j : Medio
> 60j : Largo

151 j

Crédito proveedores (2025) ?
Crédito proveedores (días)
Definición
Plazo medio de pago a proveedores.
Fórmula
(Cuentas por pagar / Compras con IVA) x 360
Interpretación
Cuanto más largo sea el plazo, mejor para la tesorería

517 j

Rotación de inventario (2025) ?
Rotación de inventario (días)
Definición
Duración media de almacenamiento de mercancías o materiales.
Fórmula
(Existencias / Coste de compra) x 360
Interpretación
Cuanto menor sea el ratio, más rápida es la rotación

0 j

Evolución del NFR y plazos
SEL GEFFRAY

Positionnement de SEL GEFFRAY dans son secteur

Comparación con el sector Commerce de détail de produits pharmaceutiques en magasin spécialisé

Estimación de valoración

Based on 277 transactions of similar company sales in 2025, the value of SEL GEFFRAY is estimated at 1 649 780 € (range 1 119 549€ - 2 588 733€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
277 transactions
1119k€ 1649k€ 2588k€
1 649 780 € Range: 1 119 549€ - 2 588 733€
NAF 5 année 2025

Valuation method used

Net Income Multiple
103 857 € × 15.9x = 1 649 781 €
Range: 1 119 549€ - 2 588 733€

Only this financial indicator is available for this company.

Evolución de la valoración

How is this estimate calculated?

This estimate is based on the analysis of 277 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de détail de produits pharmaceutiques en magasin spécialisé)

Compare SEL GEFFRAY with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de détail de produits pharmaceutiques en magasin spécialisé

Frequently asked questions about SEL GEFFRAY

What is the revenue of SEL GEFFRAY ?

The revenue of SEL GEFFRAY in 2023 is 3.2 M€.

Is SEL GEFFRAY profitable?

Yes, SEL GEFFRAY generated a net profit of 104 k€ in 2025.

Where is the headquarters of SEL GEFFRAY ?

The headquarters of SEL GEFFRAY is located in POISSY (78300), in the department Yvelines.

Where to find the tax return of SEL GEFFRAY ?

The tax return of SEL GEFFRAY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SEL GEFFRAY operate?

SEL GEFFRAY operates in the sector Commerce de détail de produits pharmaceutiques en magasin spécialisé (NAF code 47.73Z). See the 'Sector positioning' section above to compare the company with its competitors.