SIREN : 588800334
VERSMEE & RICHEZ is a French company founded 68 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in VALENCIENNES (59300), this company of category PME shows in 2022 a revenue of 660 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | N/C | N/C | 659 938 € | N/C | N/C | N/C | N/C | 616 269 € | 587 420 € | 524 853 € |
| Net income | 109 775 € | 151 755 € | 90 084 € | 20 082 € | 43 915 € | 29 682 € | 88 681 € | 61 497 € | 78 309 € | 47 947 € |
| EBITDA | N/C | N/C | 106 245 € | N/C | N/C | N/C | N/C | 252 524 € | 109 015 € | 12 507 € |
| Net margin | N/C | N/C | 13.7% | N/C | N/C | N/C | N/C | 10.0% | 13.3% | 9.1% |
In 2024, VERSMEE & RICHEZ generates positive net income of 110 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2015-2024: 48 k€ -> 110 k€.
109 775 €
The debt ratio (= Financial debt / Equity x 100) stands at 5%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 4%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
4.893%
4.029%
25.5%
In 2024, the debt ratio of VERSMEE & RICHEZ (4.89) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of VERSMEE & RICHEZ (4.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2022, the repayment capacity of VERSMEE & RICHEZ (0.39) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 99.15. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
99.146
In 2024, the liquidity ratio of VERSMEE & RICHEZ (99.15) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2022, the interest coverage of VERSMEE & RICHEZ (0.4x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
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Based on 193 transactions of similar company sales (all years), the value of VERSMEE & RICHEZ is estimated at 220 940 € (range 104 509€ - 1 008 792€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare VERSMEE & RICHEZ with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of VERSMEE & RICHEZ in 2022 is 660 k€.
Yes, VERSMEE & RICHEZ generated a net profit of 110 k€ in 2024.
The headquarters of VERSMEE & RICHEZ is located in VALENCIENNES (59300), in the department Nord.
The tax return of VERSMEE & RICHEZ is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
VERSMEE & RICHEZ operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.