UMUT 48 : revenue, balance sheet and financial ratios

UMUT 48 is a French company founded 15 years ago, specialized in the sector Crédit-bail . Based in PARIS (75002), this company of category GE shows in 2021 a revenue of 278 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - UMUT 48 (SIREN 529192171)
Indicator 2024 2023 2021 2020 2019 2018 2017 2016
Revenue N/C N/C 277 987 € 3 486 267 € 3 504 895 € 3 484 033 € 3 470 253 € 3 488 872 €
Net income -7 272 € -11 352 € 4 499 944 € 730 702 € 695 229 € 630 540 € 560 275 € 478 883 €
EBITDA -7 272 € -11 352 € 238 292 € 3 450 051 € 3 492 411 € 3 492 589 € 3 482 612 € 3 473 392 €
Net margin N/C N/C 1618.8% 21.0% 19.8% 18.1% 16.1% 13.7%

Revenue and income statement

In 2024, UMUT 48 records a net loss of 7 k€. This deficit will reduce equity on the balance sheet.

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-7 272 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-7 272 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-7 272 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 100%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

100.0%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Solvency indicators evolution
UMUT 48

Sector positioning

Debt ratio
0.0 2024
2021
2023
2024
Q1: -621.2
Med: -100.65
Q3: 0.0
Average

In 2024, the debt ratio of UMUT 48 (0.00) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
100.0% 2024
2021
2023
2024
Q1: -81.17%
Med: -5.4%
Q3: 27.03%
Excellent

In 2024, the financial autonomy of UMUT 48 (100.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.0 years 2024
2021
2023
2024
Q1: 0.0 years
Med: 2.55 years
Q3: 17.64 years
Excellent

In 2024, the repayment capacity of UMUT 48 (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
UMUT 48

Positioning of UMUT 48 in its sector

Comparison with sector Crédit-bail

Similar companies (Crédit-bail )

Compare UMUT 48 with other companies in the same sector:

Voir toutes les statistiques du secteur Crédit-bail

Frequently asked questions about UMUT 48

What is the revenue of UMUT 48 ?

The revenue of UMUT 48 in 2021 is 278 k€.

Is UMUT 48 profitable?

UMUT 48 recorded a net loss in 2024.

Where is the headquarters of UMUT 48 ?

The headquarters of UMUT 48 is located in PARIS (75002), in the department Paris.

Where to find the tax return of UMUT 48 ?

The tax return of UMUT 48 is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does UMUT 48 operate?

UMUT 48 operates in the sector Crédit-bail (NAF code 64.91Z). See the 'Sector positioning' section above to compare the company with its competitors.