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THIERRY VERDET FINANCEMENT : revenue, balance sheet and financial ratios

THIERRY VERDET FINANCEMENT is a French company founded 8 years ago, specialized in the sector Autre distribution de crédit. Based in PONTARME (60520), this company of category PME shows in 2023 a revenue of 66 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - THIERRY VERDET FINANCEMENT (SIREN 829951458)
Indicator 2023
Revenue 65 546 €
Net income 7 500 €
EBITDA 7 625 €
Net margin 11.4%

Revenue and income statement

In 2023, THIERRY VERDET FINANCEMENT achieves revenue of 66 k€. After deducting consumption (0 €), gross margin stands at 66 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 8 k€, representing 11.6% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 8 k€, i.e. 11.4% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2023) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

65 546 €

Gross margin (2023) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

65 546 €

EBITDA (2023) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

7 625 €

EBIT (2023) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

7 500 €

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

7 500 €

EBITDA margin (2023) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

11.6%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 452%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 18%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.5 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 11.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

452.406%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

18.103%

Cash flow / Revenue (2023) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

11.633%

Repayment capacity (2023) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

4.45

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

84.0%

Solvency indicators evolution
THIERRY VERDET FINANCEMENT

Sector positioning

Debt ratio
452.41 2023
2023
Q1: 0.0
Med: 16.65
Q3: 102.7
Average

In 2023, the debt ratio of THIERRY VERDET FINANCEMENT (452.41) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
18.1% 2023
2023
Q1: 10.98%
Med: 45.7%
Q3: 82.3%
Average

In 2023, the financial autonomy of THIERRY VERDET FINANCEMENT (18.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
4.45 years 2023
2023
Q1: 0.0 years
Med: 0.0 years
Q3: 2.38 years
Average

In 2023, the repayment capacity of THIERRY VERDET FINANCEMENT (4.45) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Positioning of THIERRY VERDET FINANCEMENT in its sector

Comparison with sector Autre distribution de crédit

Valuation estimate

Based on 135 transactions of similar company sales (all years), the value of THIERRY VERDET FINANCEMENT is estimated at 4 158 € (range 3 336€ - 21 593€). With an EBITDA of 7 625€, the sector multiple of 0.3x is applied. The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2023
135 transactions
3k€ 4k€ 21k€
4 158 € Range: 3 336€ - 21 593€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
7 625 € × 0.3x
Estimation 2 664 €
1 844€ - 20 168€
Revenue Multiple 30%
65 546 € × 0.11x
Estimation 7 476 €
6 195€ - 14 974€
Net Income Multiple 20%
7 500 € × 0.4x
Estimation 2 921 €
2 778€ - 35 087€
How is this estimate calculated?

This estimate is based on the analysis of 135 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Autre distribution de crédit)

Compare THIERRY VERDET FINANCEMENT with other companies in the same sector:

Voir toutes les statistiques du secteur Autre distribution de crédit

Frequently asked questions about THIERRY VERDET FINANCEMENT

What is the revenue of THIERRY VERDET FINANCEMENT ?

The revenue of THIERRY VERDET FINANCEMENT in 2023 is 66 k€.

Is THIERRY VERDET FINANCEMENT profitable?

Yes, THIERRY VERDET FINANCEMENT generated a net profit of 8 k€ in 2023.

Where is the headquarters of THIERRY VERDET FINANCEMENT ?

The headquarters of THIERRY VERDET FINANCEMENT is located in PONTARME (60520), in the department Oise.

Where to find the tax return of THIERRY VERDET FINANCEMENT ?

The tax return of THIERRY VERDET FINANCEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does THIERRY VERDET FINANCEMENT operate?

THIERRY VERDET FINANCEMENT operates in the sector Autre distribution de crédit (NAF code 64.92Z). See the 'Sector positioning' section above to compare the company with its competitors.