TERRE ET PIERRE GESTION : revenue, balance sheet and financial ratios

TERRE ET PIERRE GESTION is a French company founded 44 years ago, specialized in the sector Administration d'immeubles et autres biens immobiliers. Based in AVIGNON (84000), this company of category PME shows in 2018 a revenue of 526 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - TERRE ET PIERRE GESTION (SIREN 322215765)
Indicator 2025 2024 2023 2022 2019 2018 2017 2016
Revenue N/C N/C N/C N/C N/C 526 073 € 581 652 € 585 427 €
Net income 91 683 € 102 003 € 93 666 € 66 548 € 118 466 € 79 726 € 127 404 € 151 016 €
EBITDA N/C N/C N/C N/C N/C 75 680 € 112 187 € 138 677 €
Net margin N/C N/C N/C N/C N/C 15.2% 21.9% 25.8%

Revenue and income statement

In 2025, TERRE ET PIERRE GESTION generates positive net income of 92 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2025: 151 k€ -> 92 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

91 683 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 82%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 9%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

81.89%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

8.829%

Solvency indicators evolution
TERRE ET PIERRE GESTION

Sector positioning

Debt ratio
81.89 2025
2023
2024
2025
Q1: 0.21
Med: 14.64
Q3: 59.08
Watch

In 2025, the debt ratio of TERRE ET PIERRE GESTION (81.89) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
8.83% 2025
2023
2024
2025
Q1: 4.78%
Med: 18.73%
Q3: 47.63%
Average -6 pts over 3 years

In 2025, the financial autonomy of TERRE ET PIERRE GESTION (8.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 102.68. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

102.683

Liquidity indicators evolution
TERRE ET PIERRE GESTION

Sector positioning

Liquidity ratio
102.68 2025
2023
2024
2025
Q1: 100.98
Med: 112.52
Q3: 416.44
Average

In 2025, the liquidity ratio of TERRE ET PIERRE GESTION (102.68) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
TERRE ET PIERRE GESTION

Positioning of TERRE ET PIERRE GESTION in its sector

Comparison with sector Administration d'immeubles et autres biens immobiliers

Valuation estimate

Based on 277 transactions of similar company sales (all years), the value of TERRE ET PIERRE GESTION is estimated at 204 585 € (range 45 977€ - 629 901€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
277 transactions
45k€ 204k€ 629k€
204 585 € Range: 45 977€ - 629 901€
NAF 5 all-time

Valuation method used

Net Income Multiple
91 683 € × 2.2x = 204 586 €
Range: 45 977€ - 629 901€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 277 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Administration d'immeubles et autres biens immobiliers)

Compare TERRE ET PIERRE GESTION with other companies in the same sector:

Voir toutes les statistiques du secteur Administration d'immeubles et autres biens immobiliers

Frequently asked questions about TERRE ET PIERRE GESTION

What is the revenue of TERRE ET PIERRE GESTION ?

The revenue of TERRE ET PIERRE GESTION in 2018 is 526 k€.

Is TERRE ET PIERRE GESTION profitable?

Yes, TERRE ET PIERRE GESTION generated a net profit of 92 k€ in 2025.

Where is the headquarters of TERRE ET PIERRE GESTION ?

The headquarters of TERRE ET PIERRE GESTION is located in AVIGNON (84000), in the department Vaucluse.

Where to find the tax return of TERRE ET PIERRE GESTION ?

The tax return of TERRE ET PIERRE GESTION is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does TERRE ET PIERRE GESTION operate?

TERRE ET PIERRE GESTION operates in the sector Administration d'immeubles et autres biens immobiliers (NAF code 68.32A). See the 'Sector positioning' section above to compare the company with its competitors.