SIREN : 501220123
TERRAE is a French company founded 18 years ago, specialized in the sector Crédit-bail . Based in LYON (69003), this company of category GE shows in 2024 a revenue of 11.9 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 11 858 568 € | 11 638 937 € | 11 969 815 € | 11 698 219 € | 10 903 826 € | 10 689 592 € | 10 453 151 € | 10 270 111 € | 10 055 776 € |
| Net income | -3 346 927 € | -2 967 418 € | -3 789 629 € | -4 687 195 € | -5 846 623 € | -7 082 549 € | -8 822 183 € | -10 593 245 € | -12 723 574 € |
| EBITDA | 11 856 578 € | 11 637 300 € | 11 968 173 € | 11 696 581 € | 10 902 058 € | 10 687 830 € | 10 451 349 € | 10 268 382 € | 10 054 153 € |
| Net margin | -28.2% | -25.5% | -31.7% | -40.1% | -53.6% | -66.3% | -84.4% | -103.1% | -126.5% |
In 2024, TERRAE achieves revenue of 11.9 M€. Revenue is growing positively over 9 years (CAGR: +2.1%). Vs 2023: +2%. After deducting consumption (0 €), gross margin stands at 11.9 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 11.9 M€, representing 100.0% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -3.3 M€ (-28.2% of revenue), which will impact equity.
11 858 568 €
11 858 568 €
11 856 578 €
3 551 832 €
-3 346 927 €
100.0%
The debt ratio (= Financial debt / Equity x 100) stands at -229%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -77%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 71.0 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 30.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
-229.275%
-76.619%
29.959%
71.01
52.4%
In 2024, the debt ratio of TERRAE (-229.28) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of TERRAE (-76.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of TERRAE (71.01) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 0.00. Alert: short-term debt exceeds current assets. Risk of payment difficulties without cash reinforcement. The interest coverage ratio (= EBIT / Interest expenses) is 141.9x. Operating income very largely covers interest expenses: high safety margin.
0.0
141.932
In 2024, the liquidity ratio of TERRAE (0.00) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of TERRAE (141.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. WCR is negative (-3635 days): operations structurally generate cash.
-119 747 938 €
0 j
0 j
0 j
-3635 j
Based on 142 transactions of similar company sales (all years), the value of TERRAE is estimated at 21 399 771 € (range 2 480 592€ - 38 053 968€). With an EBITDA of 11 856 578€, the sector multiple of 2.6x is applied. The price/revenue ratio is 0.40x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 142 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare TERRAE with other companies in the same sector:
The revenue of TERRAE in 2024 is 11.9 M€.
TERRAE recorded a net loss in 2024.
The headquarters of TERRAE is located in LYON (69003), in the department Rhone.
The tax return of TERRAE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
TERRAE operates in the sector Crédit-bail (NAF code 64.91Z). See the 'Sector positioning' section above to compare the company with its competitors.