SIREN : 839933918
TEAM PERMIS is a French company founded 8 years ago, specialized in the sector Enseignement de la conduite. Based in LE BLANC-MESNIL (93150), this company of category PME shows in 2020 a revenue of 130 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-07-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
Signal structurel : exploitation déficitaire (EBE négatif).
In summary, TEAM PERMIS is currently loss-making, which weighs on its accounts. Its financial structure is fragile, with debt above sector norms — a point to monitor. Point of attention: short-term liquidity is tight.
| Indicator | 2020 | 2019 | 2018 |
|---|---|---|---|
| Revenue | 129 963 € | 142 262 € | 74 409 € |
| Net income | -626 € | 19 078 € | -18 828 € |
| EBITDA | -19 511 € | -8 817 € | -18 207 € |
| Net margin | -0.5% | 13.4% | -25.3% |
In 2020, TEAM PERMIS achieves revenue of 130 k€. Over the period 2018-2020, the company shows strong growth with a CAGR (compound annual growth rate) of +32.2%. Slight decline of -9% vs 2019. After deducting consumption (5 k€), gross margin stands at 125 k€, i.e. a rate of 96%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -20 k€, representing -15.0% of revenue. Warning negative scissor effect: despite revenue change (-9%), EBITDA varies by -121%, reducing margin by 8.8 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -626 € (-0.5% of revenue), which will impact equity.
129 963 €
124 996 €
-19 511 €
-20 511 €
-626 €
-13.8%
The debt ratio (= Financial debt / Equity x 100) stands at 1053%. This ratio is less favorable than the sector median (52.8%) and warrants attention. Financial autonomy (= Equity / Total assets x 100) reaches 54%. Compared with its sector, this ratio places the company among the best positioned (sector median: 30.7%). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 90.4 years of cash flow to repay all financial debt. This ratio is less favorable than the sector median (0.3 years) and warrants attention. Cash flow represents 0.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This ratio is slightly less favorable than the sector median (7.3%).
1052.79%
54.35%
0.29%
90.37
12.7%
In 2020, the debt ratio of TEAM PERMIS (1052.8%) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2020, the financial autonomy of TEAM PERMIS (54.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2020, the repayment capacity of TEAM PERMIS (90.37) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 0.71. Alert: short-term debt exceeds current assets. Risk of payment difficulties without cash reinforcement.
0.71
0.0
In 2020, the liquidity ratio of TEAM PERMIS (0.71) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 29 days. Favorable situation: supplier credit is longer than customer credit by 29 days. WCR is negative (-136 days): operations structurally generate cash. Between 2018 and 2020, WCR worsened by 204 days of revenue, signaling an increased financing need.
-49 239 €
0 j
29 j
0 j
-136 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 15 019€ to 49 562€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare TEAM PERMIS with other companies in the same sector:
Voir toutes les statistiques du secteur Enseignement de la conduite
Largest companies by revenue in the sector Enseignement de la conduite:
Largest companies by revenue in the department Seine-Saint-Denis:
The revenue of TEAM PERMIS in 2020 is 130 k€.
TEAM PERMIS recorded a net loss in 2020.
The headquarters of TEAM PERMIS is located in LE BLANC-MESNIL (93150), in the department Seine-Saint-Denis.
The tax return of TEAM PERMIS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
TEAM PERMIS operates in the sector Enseignement de la conduite (NAF code 85.53Z). See the 'Sector positioning' section above to compare the company with its competitors.