SIREN : 340143916
STOF is a French company founded 39 years ago, specialized in the sector Fabrication d'articles textiles, sauf habillement. Based in LA TOURETTE (42380), this company of category ETI shows in 2024 a revenue of 40.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 40 397 594 € | 45 445 394 € | 46 473 199 € | 47 281 753 € | 37 762 469 € | 47 540 656 € | 37 489 149 € | 29 950 226 € |
| Net income | 460 726 € | 2 360 602 € | 954 373 € | 1 531 290 € | 2 111 284 € | 131 781 € | 486 545 € | 630 159 € |
| EBITDA | 1 224 545 € | 690 565 € | 2 024 456 € | 4 483 770 € | 2 112 892 € | 1 198 683 € | 1 877 475 € | 1 426 478 € |
| Net margin | 1.1% | 5.2% | 2.1% | 3.2% | 5.6% | 0.3% | 1.3% | 2.1% |
In 2024, STOF achieves revenue of 40.4 M€. Revenue is growing positively over 8 years (CAGR: +3.8%). Significant drop of -11% vs 2023. After deducting consumption (26.5 M€), gross margin stands at 13.9 M€, i.e. a rate of 34%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.2 M€, representing 3.0% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 461 k€, i.e. 1.1% of revenue. This profit can be retained or distributed to shareholders.
40 397 594 €
13 885 461 €
1 224 545 €
832 708 €
460 726 €
3.0%
The debt ratio (= Financial debt / Equity x 100) stands at 58%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 43%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 11.0 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 1.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
57.795%
43.131%
1.733%
11.037
25.8%
In 2024, the debt ratio of STOF (57.80) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of STOF (43.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of STOF (11.04) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 289.70. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 16.9x. Operating income very largely covers interest expenses: high safety margin.
289.698
16.881
In 2024, the liquidity ratio of STOF (289.70) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of STOF (16.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 66 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 67 days. Favorable situation: supplier credit is longer than customer credit by 1 days. Inventory turnover is 144 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 213 days of revenue, i.e. 23.9 M€ to permanently finance. Over 2016-2024, WCR increased by +195%, requiring additional financing.
23 866 495 €
66 j
67 j
144 j
213 j
Indicative estimate only : the number of comparable transactions in this sector is limited (31 transactions). This range of 1 707 475€ to 6 342 004€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 31 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare STOF with other companies in the same sector:
Voir toutes les statistiques du secteur Fabrication d'articles textiles, sauf habillement
The revenue of STOF in 2024 is 40.4 M€.
Yes, STOF generated a net profit of 461 k€ in 2024.
The headquarters of STOF is located in LA TOURETTE (42380), in the department Loire.
The tax return of STOF is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
STOF operates in the sector Fabrication d'articles textiles, sauf habillement (NAF code 13.92Z). See the 'Sector positioning' section above to compare the company with its competitors.