Employees: 11 (2023.0)Legal category: SCA (commandite par actions)Size: PMECreation date: 1997-07-15 (28 years)Status: ActiveBusiness sector: Commerce de détail de quincaillerie, peintures et verres en grandes surfaces (400 m2et plus)Location: CAHORS (46000), Lot
STELANCK : revenue, balance sheet and financial ratios
STELANCK is a French company
founded 28 years ago,
specialized in the sector Commerce de détail de quincaillerie, peintures et verres en grandes surfaces (400 m2et plus).
Based in CAHORS (46000),
this company of category PME
shows in 2020 a revenue of 3.8 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2025, STELANCK records a net loss of 30 k€. This deficit will reduce equity on the balance sheet.
Net income (2025)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
-29 739 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 12%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 73%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2025)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
12.291%
Financial autonomy (2025)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
72.954%
Asset age ratio (2025)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2015
2016
2017
2018
2019
2020
2022
2023
2024
2025
Debt ratio
121.924
66.103
50.272
44.84
15.441
36.719
13.731
12.063
14.821
12.291
Financial autonomy
32.844
44.97
51.92
54.159
61.063
56.981
70.155
74.614
72.199
72.954
Repayment capacity
1.932
1.744
None
None
None
1.318
None
None
None
None
Cash flow / Revenue
8.96%
7.661%
None%
None%
None%
8.481%
None%
None%
None%
None%
Sector positioning
Debt ratio
12.292025
2023
2024
2025
Q1: 3.0
Med: 25.33
Q3: 83.18
Good+10 pts over 3 years
In 2025, the debt ratio of STELANCK (12.29) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Financial autonomy
72.95%2025
2023
2024
2025
Q1: 24.96%
Med: 47.12%
Q3: 67.03%
Excellent
In 2025, the financial autonomy of STELANCK (73.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 484.72. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2025)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
484.72
Liquidity indicators evolution STELANCK
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2015
2016
2017
2018
2019
2020
2022
2023
2024
2025
Liquidity ratio
253.096
307.361
309.736
260.478
275.75
419.237
462.31
571.544
552.189
484.72
Interest coverage
5.952
4.211
None
None
None
0.422
None
None
None
None
Sector positioning
Liquidity ratio
484.722025
2023
2024
2025
Q1: 174.54
Med: 245.84
Q3: 364.57
Excellent
In 2025, the liquidity ratio of STELANCK (484.72) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2025)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2025)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2025)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2025)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution STELANCK
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2015
2016
2017
2018
2019
2020
2022
2023
2024
2025
Operating WCR
698 995 €
677 624 €
0 €
0 €
0 €
741 458 €
0 €
0 €
0 €
0 €
Inventory turnover (days)
98
96
0
0
0
72
0
0
0
0
Customer payment term (days)
2
1
9
9
10
2
0
0
0
0
Supplier payment term (days)
23
20
133
171
170
32
0
0
0
0
Positioning of STELANCK in its sector
Comparison with sector Commerce de détail de quincaillerie, peintures et verres en grandes surfaces (400 m2et plus)
Similar companies (Commerce de détail de quincaillerie, peintures et verres en grandes surfaces (400 m2et plus))
Compare STELANCK with other companies in the same sector:
The headquarters of STELANCK is located in CAHORS (46000), in the department Lot.
Where to find the tax return of STELANCK ?
The tax return of STELANCK is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does STELANCK operate?
STELANCK operates in the sector Commerce de détail de quincaillerie, peintures et verres en grandes surfaces (400 m2et plus) (NAF code 47.52B). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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