STEF TRANSPORT NIORT 2 LA CRECHE : revenue, balance sheet and financial ratios

STEF TRANSPORT NIORT 2 LA CRECHE is a French company founded 17 years ago, specialized in the sector Transports routiers de fret interurbains. Based in LA CRECHE (79260), this company of category GE shows in 2024 a revenue of 27.9 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - STEF TRANSPORT NIORT 2 LA CRECHE (SIREN 505366443)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 27 901 431 € 28 080 775 € 27 066 536 € 23 836 871 € 21 106 336 € 23 078 331 € 21 786 847 € 21 354 855 € 20 106 054 €
Net income 510 981 € 812 466 € 1 514 540 € 921 386 € 345 023 € 717 935 € 943 254 € 1 195 055 € 752 966 €
EBITDA 1 193 199 € 1 775 235 € 2 958 671 € 2 228 953 € 1 120 221 € 1 933 455 € 1 931 753 € 2 668 839 € 1 976 537 €
Net margin 1.8% 2.9% 5.6% 3.9% 1.6% 3.1% 4.3% 5.6% 3.7%

Revenue and income statement

In 2024, STEF TRANSPORT NIORT 2 LA CRECHE achieves revenue of 27.9 M€. Revenue is growing positively over 9 years (CAGR: +4.2%). Slight decline of -1% vs 2023. After deducting consumption (13 k€), gross margin stands at 27.9 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.2 M€, representing 4.3% of revenue. Warning negative scissor effect: despite revenue change (-1%), EBITDA varies by -33%, reducing margin by 2.0 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 511 k€, i.e. 1.8% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

27 901 431 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

27 888 779 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

1 193 199 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

392 139 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

510 981 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

4.3%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 56%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.5 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 1.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

1.784%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

56.37%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

1.03%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.516

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

23.2%

Solvency indicators evolution
STEF TRANSPORT NIORT 2 LA CRECHE

Sector positioning

Debt ratio
1.78 2024
2022
2023
2024
Q1: 3.42
Med: 30.72
Q3: 89.85
Excellent

In 2024, the debt ratio of STEF TRANSPORT NIORT 2 LA... (1.78) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
56.37% 2024
2022
2023
2024
Q1: 17.96%
Med: 34.26%
Q3: 52.09%
Excellent

In 2024, the financial autonomy of STEF TRANSPORT NIORT 2 LA... (56.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.52 years 2024
2022
2023
2024
Q1: -0.01 years
Med: 0.02 years
Q3: 1.91 years
Average +32 pts over 3 years

In 2024, the repayment capacity of STEF TRANSPORT NIORT 2 LA... (0.52) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 235.24. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

235.235

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
STEF TRANSPORT NIORT 2 LA CRECHE

Sector positioning

Liquidity ratio
235.24 2024
2022
2023
2024
Q1: 122.42
Med: 168.88
Q3: 241.43
Good +10 pts over 3 years

In 2024, the liquidity ratio of STEF TRANSPORT NIORT 2 LA... (235.24) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.0x 2024
2022
2023
2024
Q1: -0.19x
Med: 0.0x
Q3: 4.8x
Good +25 pts over 3 years

In 2024, the interest coverage of STEF TRANSPORT NIORT 2 LA... (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 50 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 58 days. Favorable situation: supplier credit is longer than customer credit by 8 days. Inventory turnover is 7 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 159 days of revenue, i.e. 12.3 M€ to permanently finance. Over 2016-2024, WCR increased by +125%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

12 322 946 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

50 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

58 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

7 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

159 j

WCR and payment terms evolution
STEF TRANSPORT NIORT 2 LA CRECHE

Positioning of STEF TRANSPORT NIORT 2 LA CRECHE in its sector

Comparison with sector Transports routiers de fret interurbains

Valuation estimate

Based on 71 transactions of similar company sales in 2024, the value of STEF TRANSPORT NIORT 2 LA CRECHE is estimated at 2 790 910 € (range 1 321 086€ - 6 247 617€). With an EBITDA of 1 193 199€, the sector multiple of 0.9x is applied. The price/revenue ratio is 0.23x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
71 tx
1321k€ 2790k€ 6247k€
2 790 910 € Range: 1 321 086€ - 6 247 617€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
1 193 199 € × 0.9x
Estimation 1 095 799 €
779 816€ - 4 420 101€
Revenue Multiple 30%
27 901 431 € × 0.23x
Estimation 6 324 810 €
2 954 473€ - 10 313 942€
Net Income Multiple 20%
510 981 € × 3.4x
Estimation 1 727 839 €
224 180€ - 4 716 920€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 71 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Transports routiers de fret interurbains)

Compare STEF TRANSPORT NIORT 2 LA CRECHE with other companies in the same sector:

Voir toutes les statistiques du secteur Transports routiers de fret interurbains

Frequently asked questions about STEF TRANSPORT NIORT 2 LA CRECHE

What is the revenue of STEF TRANSPORT NIORT 2 LA CRECHE ?

The revenue of STEF TRANSPORT NIORT 2 LA CRECHE in 2024 is 27.9 M€.

Is STEF TRANSPORT NIORT 2 LA CRECHE profitable?

Yes, STEF TRANSPORT NIORT 2 LA CRECHE generated a net profit of 511 k€ in 2024.

Where is the headquarters of STEF TRANSPORT NIORT 2 LA CRECHE ?

The headquarters of STEF TRANSPORT NIORT 2 LA CRECHE is located in LA CRECHE (79260), in the department Deux-Sevres.

Where to find the tax return of STEF TRANSPORT NIORT 2 LA CRECHE ?

The tax return of STEF TRANSPORT NIORT 2 LA CRECHE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does STEF TRANSPORT NIORT 2 LA CRECHE operate?

STEF TRANSPORT NIORT 2 LA CRECHE operates in the sector Transports routiers de fret interurbains (NAF code 49.41A). See the 'Sector positioning' section above to compare the company with its competitors.