SOCIETE FINANCIERE ET GESTION TRIBALLAT : revenue, balance sheet and financial ratios

In 2024, SOCIETE FINANCIERE ET GESTION TRIBALLAT achieves revenue of 4.4 M€. Revenue is growing positively over 9 years (CAGR: +0.3%). Vs 2023: +1%. After deducting consumption (68 €), gross margin stands at 4.4 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 36 k€, representing 0.8% of revenue. Warning negative scissor effect: despite revenue change (+1%), EBITDA varies by -86%, reducing margin by 5.1 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 60 k€, i.e. 1.4% of revenue. This profit can be retained or distributed to shareholders.

The debt ratio (= Financial debt / Equity x 100) stands at 20%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 73%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1907.0 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

The liquidity ratio (= Current assets / Current liabilities) stands at 387.69. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 703.8x. Operating income very largely covers interest expenses: high safety margin.

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 66 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 51 days. The company must finance 15 days of gap between collections and payments. Overall, WCR represents 850 days of revenue, i.e. 10.3 M€ to permanently finance. Over 2016-2024, WCR increased by +152%, requiring additional financing.

Based on 54 transactions of similar company sales in 2024, the value of SOCIETE FINANCIERE ET GESTION TRIBALLAT is estimated at 874 258 € (range 505 088€ - 1 154 333€). With an EBITDA of 35 696€, the sector multiple of 4.8x is applied. The price/revenue ratio is 0.59x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.