SOCIETE COOPERATIVE DE GESTION DES PECHEURS DU FINISTERE-COGEPECHE 29 : revenue, balance sheet and financial ratios

SOCIETE COOPERATIVE DE GESTION DES PECHEURS DU FINISTERE-COGEPECHE 29 is a French company founded 13 years ago, specialized in the sector Services auxiliaires des transports par eau. Based in LOCTUDY (29750), this company of category PME shows in 2024 a revenue of 422 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SOCIETE COOPERATIVE DE GESTION DES PECHEURS DU FINISTERE-COGEPECHE 29 (SIREN 792726564)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 422 163 € 454 857 € 433 476 € 397 053 € 285 296 € 490 031 € 344 371 € 348 151 € 355 046 €
Net income 10 720 € 5 330 € 5 229 € 9 788 € -1 935 € 9 151 € 14 725 € 15 367 € 8 863 €
EBITDA -81 393 € -42 573 € -32 314 € -58 430 € -23 383 € -24 766 € 13 406 € 15 603 € 10 804 €
Net margin 2.5% 1.2% 1.2% 2.5% -0.7% 1.9% 4.3% 4.4% 2.5%

Revenue and income statement

In 2024, SOCIETE COOPERATIVE DE GESTION DES PECHEURS DU FINISTERE-COGEPECHE 29 achieves revenue of 422 k€. Revenue is growing positively over 9 years (CAGR: +2.2%). Slight decline of -7% vs 2023. After deducting consumption (0 €), gross margin stands at 422 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -81 k€, representing -19.3% of revenue. Warning negative scissor effect: despite revenue change (-7%), EBITDA varies by -91%, reducing margin by 9.9 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 11 k€, i.e. 2.5% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

422 163 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

422 163 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-81 393 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

11 413 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

10 720 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-19.3%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 34%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 33%. The balance between equity and debt is satisfactory.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

33.825%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

33.091%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-19.463%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-0.441

Solvency indicators evolution
SOCIETE COOPERATIVE DE GESTION DES PECHEURS DU FINISTERE-COGEPECHE 29

Sector positioning

Debt ratio
33.83 2024
2022
2023
2024
Q1: 0.0
Med: 1.93
Q3: 50.7
Average -9 pts over 3 years

In 2024, the debt ratio of SOCIETE COOPERATIVE DE GE... (33.83) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
33.09% 2024
2022
2023
2024
Q1: 8.92%
Med: 34.89%
Q3: 61.04%
Average +14 pts over 3 years

In 2024, the financial autonomy of SOCIETE COOPERATIVE DE GE... (33.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-0.44 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 2.14 years
Excellent

In 2024, the repayment capacity of SOCIETE COOPERATIVE DE GE... (-0.44) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 0.00. Alert: short-term debt exceeds current assets. Risk of payment difficulties without cash reinforcement.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

0.0

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-0.85

Liquidity indicators evolution
SOCIETE COOPERATIVE DE GESTION DES PECHEURS DU FINISTERE-COGEPECHE 29

Sector positioning

Liquidity ratio
0.0 2024
2022
2023
2024
Q1: 110.59
Med: 168.81
Q3: 296.94
Watch -43 pts over 3 years

In 2024, the liquidity ratio of SOCIETE COOPERATIVE DE GE... (0.00) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
-0.85x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 4.09x
Average

In 2024, the interest coverage of SOCIETE COOPERATIVE DE GE... (-0.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 126 days. Excellent situation: suppliers finance 126 days of the operating cycle (retail model). WCR is negative (-111 days): operations structurally generate cash. Notable WCR improvement over the period (-2246%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-130 419 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

126 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-111 j

WCR and payment terms evolution
SOCIETE COOPERATIVE DE GESTION DES PECHEURS DU FINISTERE-COGEPECHE 29

Positioning of SOCIETE COOPERATIVE DE GESTION DES PECHEURS DU FINISTERE-COGEPECHE 29 in its sector

Comparison with sector Services auxiliaires des transports par eau

Valuation estimate

Based on 205 transactions of similar company sales (all years), the value of SOCIETE COOPERATIVE DE GESTION DES PECHEURS DU FINISTERE-COGEPECHE 29 is estimated at 41 241 € (range 25 555€ - 129 309€). The price/revenue ratio is 0.15x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
205 transactions
25k€ 41k€ 129k€
41 241 € Range: 25 555€ - 129 309€
NAF 4 all-time Aggregated at NAF sub-class level

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
422 163 € × 0.15x
Estimation 63 211 €
40 560€ - 197 011€
Net Income Multiple 20%
10 720 € × 0.8x
Estimation 8 288 €
3 050€ - 27 756€
How is this estimate calculated?

This estimate is based on the analysis of 205 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Services auxiliaires des transports par eau)

Compare SOCIETE COOPERATIVE DE GESTION DES PECHEURS DU FINISTERE-COGEPECHE 29 with other companies in the same sector:

Voir toutes les statistiques du secteur Services auxiliaires des transports par eau

Frequently asked questions about SOCIETE COOPERATIVE DE GESTION DES PECHEURS DU FINISTERE-COGEPECHE 29

What is the revenue of SOCIETE COOPERATIVE DE GESTION DES PECHEURS DU FINISTERE-COGEPECHE 29 ?

The revenue of SOCIETE COOPERATIVE DE GESTION DES PECHEURS DU FINISTERE-COGEPECHE 29 in 2024 is 422 k€.

Is SOCIETE COOPERATIVE DE GESTION DES PECHEURS DU FINISTERE-COGEPECHE 29 profitable?

Yes, SOCIETE COOPERATIVE DE GESTION DES PECHEURS DU FINISTERE-COGEPECHE 29 generated a net profit of 11 k€ in 2024.

Where is the headquarters of SOCIETE COOPERATIVE DE GESTION DES PECHEURS DU FINISTERE-COGEPECHE 29 ?

The headquarters of SOCIETE COOPERATIVE DE GESTION DES PECHEURS DU FINISTERE-COGEPECHE 29 is located in LOCTUDY (29750), in the department Finistere.

Where to find the tax return of SOCIETE COOPERATIVE DE GESTION DES PECHEURS DU FINISTERE-COGEPECHE 29 ?

The tax return of SOCIETE COOPERATIVE DE GESTION DES PECHEURS DU FINISTERE-COGEPECHE 29 is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOCIETE COOPERATIVE DE GESTION DES PECHEURS DU FINISTERE-COGEPECHE 29 operate?

SOCIETE COOPERATIVE DE GESTION DES PECHEURS DU FINISTERE-COGEPECHE 29 operates in the sector Services auxiliaires des transports par eau (NAF code 52.22Z). See the 'Sector positioning' section above to compare the company with its competitors.