SOCIETE CABINET DUPOUY : revenue, balance sheet and financial ratios

SOCIETE CABINET DUPOUY is a French company founded 34 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in MARSEILLE (13001), this company of category PME shows in 2022 a revenue of 400 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SOCIETE CABINET DUPOUY (SIREN 384573564)
Indicator 2022 2020 2019 2018 2017 2016
Revenue 400 425 € 436 515 € 444 480 € 426 646 € 465 831 € 497 802 €
Net income 109 320 € 119 126 € 89 113 € 92 567 € 97 472 € 123 765 €
EBITDA 110 235 € 157 109 € 108 274 € 106 240 € 124 458 € 162 938 €
Net margin 27.3% 27.3% 20.0% 21.7% 20.9% 24.9%

Revenue and income statement

In 2022, SOCIETE CABINET DUPOUY achieves revenue of 400 k€. Activity remains stable over the period (CAGR: -3.6%). Slight decline of -8% vs 2020. After deducting consumption (0 €), gross margin stands at 400 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 110 k€, representing 27.5% of revenue. Warning negative scissor effect: despite revenue change (-8%), EBITDA varies by -30%, reducing margin by 8.5 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 109 k€, i.e. 27.3% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

400 425 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

400 425 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

110 235 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

101 599 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

109 320 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

27.5%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 3%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 50%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 29.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

2.913%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

50.295%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

29.069%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.054

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

39.8%

Solvency indicators evolution
SOCIETE CABINET DUPOUY

Sector positioning

Debt ratio
2.91 2022
2019
2020
2022
Q1: 0.03
Med: 12.59
Q3: 62.94
Good -21 pts over 3 years

In 2022, the debt ratio of SOCIETE CABINET DUPOUY (2.91) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
50.3% 2022
2019
2020
2022
Q1: 17.59%
Med: 47.12%
Q3: 73.71%
Good -9 pts over 3 years

In 2022, the financial autonomy of SOCIETE CABINET DUPOUY (50.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.05 years 2022
2019
2020
2022
Q1: 0.0 years
Med: 0.15 years
Q3: 2.38 years
Good -18 pts over 3 years

In 2022, the repayment capacity of SOCIETE CABINET DUPOUY (0.05) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 159.53. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.1x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

159.528

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.124

Liquidity indicators evolution
SOCIETE CABINET DUPOUY

Sector positioning

Liquidity ratio
159.53 2022
2019
2020
2022
Q1: 118.8
Med: 232.91
Q3: 512.08
Average -12 pts over 3 years

In 2022, the liquidity ratio of SOCIETE CABINET DUPOUY (159.53) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
0.12x 2022
2019
2020
2022
Q1: 0.0x
Med: 0.0x
Q3: 2.08x
Good

In 2022, the interest coverage of SOCIETE CABINET DUPOUY (0.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 396 days. Excellent situation: suppliers finance 396 days of the operating cycle (retail model). WCR is negative (-81 days): operations structurally generate cash. Over 2016-2022, WCR increased by +46%, requiring additional financing.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-89 551 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

396 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-81 j

WCR and payment terms evolution
SOCIETE CABINET DUPOUY

Positioning of SOCIETE CABINET DUPOUY in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of SOCIETE CABINET DUPOUY is estimated at 228 749 € (range 70 961€ - 761 012€). With an EBITDA of 110 235€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
193 transactions
70k€ 228k€ 761k€
228 749 € Range: 70 961€ - 761 012€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
110 235 € × 1.2x
Estimation 133 456 €
34 470€ - 681 200€
Revenue Multiple 30%
400 425 € × 0.98x
Estimation 393 389 €
109 703€ - 731 635€
Net Income Multiple 20%
109 320 € × 2.0x
Estimation 220 025 €
104 076€ - 1 004 612€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare SOCIETE CABINET DUPOUY with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about SOCIETE CABINET DUPOUY

What is the revenue of SOCIETE CABINET DUPOUY ?

The revenue of SOCIETE CABINET DUPOUY in 2022 is 400 k€.

Is SOCIETE CABINET DUPOUY profitable?

Yes, SOCIETE CABINET DUPOUY generated a net profit of 109 k€ in 2022.

Where is the headquarters of SOCIETE CABINET DUPOUY ?

The headquarters of SOCIETE CABINET DUPOUY is located in MARSEILLE (13001), in the department Bouches-du-Rhone.

Where to find the tax return of SOCIETE CABINET DUPOUY ?

The tax return of SOCIETE CABINET DUPOUY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOCIETE CABINET DUPOUY operate?

SOCIETE CABINET DUPOUY operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.