SEM FER VAL DE L'INDRE BUZANCAIS ARGY : revenue, balance sheet and financial ratios

SEM FER VAL DE L'INDRE BUZANCAIS ARGY is a French company founded 34 years ago, specialized in the sector Services auxiliaires des transports terrestres. Based in ARGY (36500), this company of category PME shows in 2024 a revenue of 211 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SEM FER VAL DE L'INDRE BUZANCAIS ARGY (SIREN 382953099)
Indicator 2024 2023
Revenue 211 134 € 173 694 €
Net income 225 € -2 811 €
EBITDA 2 943 € -15 953 €
Net margin 0.1% -1.6%

Revenue and income statement

In 2024, SEM FER VAL DE L'INDRE BUZANCAIS ARGY achieves revenue of 211 k€. Vs 2023, growth of +22% (174 k€ -> 211 k€). After deducting consumption (0 €), gross margin stands at 211 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 3 k€, representing 1.4% of revenue. Positive scissor effect: EBITDA margin improves by +10.6 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 225 €, i.e. 0.1% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

211 134 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

211 134 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

2 943 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-16 836 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

225 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

1.4%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 9%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 40%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 29.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

9.166%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

39.965%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

29.913%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.823

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

32.7%

Solvency indicators evolution
SEM FER VAL DE L'INDRE BUZANCAIS ARGY

Sector positioning

Debt ratio
9.17 2024
2023
2024
Q1: 0.0
Med: 7.19
Q3: 71.25
Average

In 2024, the debt ratio of SEM FER VAL DE L'INDRE BU... (9.17) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
39.97% 2024
2023
2024
Q1: 8.5%
Med: 34.82%
Q3: 60.5%
Good

In 2024, the financial autonomy of SEM FER VAL DE L'INDRE BU... (40.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.82 years 2024
2023
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 1.65 years
Average -13 pts over 2 years

In 2024, the repayment capacity of SEM FER VAL DE L'INDRE BU... (0.82) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 780.38. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 220.8x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

780.38

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

220.829

Liquidity indicators evolution
SEM FER VAL DE L'INDRE BUZANCAIS ARGY

Sector positioning

Liquidity ratio
780.38 2024
2023
2024
Q1: 94.59
Med: 166.76
Q3: 334.35
Excellent

In 2024, the liquidity ratio of SEM FER VAL DE L'INDRE BU... (780.38) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
220.83x 2024
2023
2024
Q1: 0.0x
Med: 0.2x
Q3: 7.96x
Excellent +50 pts over 2 years

In 2024, the interest coverage of SEM FER VAL DE L'INDRE BU... (220.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 389 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 91 days. The gap of 298 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. WCR is negative (-140 days): operations structurally generate cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-82 281 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

389 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

91 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-140 j

WCR and payment terms evolution
SEM FER VAL DE L'INDRE BUZANCAIS ARGY

Positioning of SEM FER VAL DE L'INDRE BUZANCAIS ARGY in its sector

Comparison with sector Services auxiliaires des transports terrestres

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (26 transactions). This range of 23 239€ to 52 674€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2024
Indicative
23k€ 47k€ 52k€
47 968 € Range: 23 239€ - 52 674€
NAF 5 all-time
How is this estimate calculated?

This estimate is based on the analysis of 26 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Services auxiliaires des transports terrestres)

Compare SEM FER VAL DE L'INDRE BUZANCAIS ARGY with other companies in the same sector:

Voir toutes les statistiques du secteur Services auxiliaires des transports terrestres

Frequently asked questions about SEM FER VAL DE L'INDRE BUZANCAIS ARGY

What is the revenue of SEM FER VAL DE L'INDRE BUZANCAIS ARGY ?

The revenue of SEM FER VAL DE L'INDRE BUZANCAIS ARGY in 2024 is 211 k€.

Is SEM FER VAL DE L'INDRE BUZANCAIS ARGY profitable?

Yes, SEM FER VAL DE L'INDRE BUZANCAIS ARGY generated a net profit of 225€ in 2024.

Where is the headquarters of SEM FER VAL DE L'INDRE BUZANCAIS ARGY ?

The headquarters of SEM FER VAL DE L'INDRE BUZANCAIS ARGY is located in ARGY (36500), in the department Indre.

Where to find the tax return of SEM FER VAL DE L'INDRE BUZANCAIS ARGY ?

The tax return of SEM FER VAL DE L'INDRE BUZANCAIS ARGY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SEM FER VAL DE L'INDRE BUZANCAIS ARGY operate?

SEM FER VAL DE L'INDRE BUZANCAIS ARGY operates in the sector Services auxiliaires des transports terrestres (NAF code 52.21Z). See the 'Sector positioning' section above to compare the company with its competitors.