Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

SAGA CHOCOLAT : revenue, balance sheet and financial ratios

SAGA CHOCOLAT is a French company founded 20 years ago, specialized in the sector Fabrication industrielle de pain et de pâtisserie fraîche. Based in VILLERON (95380), this company of category PME shows in 2021 a net income positive of 360 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SAGA CHOCOLAT (SIREN 489424838)
Indicator 2021
Revenue N/C
Net income 359 567 €
EBITDA N/C
Net margin N/C

Revenue and income statement

In 2021, SAGA CHOCOLAT generates positive net income of 360 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

359 567 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 82%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.991%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

81.917%

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

16.2%

Solvency indicators evolution
SAGA CHOCOLAT

Sector positioning

Debt ratio
0.99 2021
2021
Q1: 0.37
Med: 38.45
Q3: 129.2
Good

In 2021, the debt ratio of SAGA CHOCOLAT (0.99) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
81.92% 2021
2021
Q1: 11.12%
Med: 32.76%
Q3: 52.95%
Excellent

In 2021, the financial autonomy of SAGA CHOCOLAT (81.9%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 541.87. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

541.871

Liquidity indicators evolution
SAGA CHOCOLAT

Sector positioning

Liquidity ratio
541.87 2021
2021
Q1: 109.79
Med: 163.94
Q3: 247.7
Excellent

In 2021, the liquidity ratio of SAGA CHOCOLAT (541.87) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Positioning of SAGA CHOCOLAT in its sector

Comparison with sector Fabrication industrielle de pain et de pâtisserie fraîche

Valuation estimate

Based on 198 transactions of similar company sales in 2021, the value of SAGA CHOCOLAT is estimated at 2 939 767 € (range 1 592 404€ - 5 132 325€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2021
198 transactions
1592k€ 2939k€ 5132k€
2 939 767 € Range: 1 592 404€ - 5 132 325€
NAF 5 année 2021

Valuation method used

Net Income Multiple
359 567 € × 8.2x = 2 939 768 €
Range: 1 592 404€ - 5 132 326€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 198 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Fabrication industrielle de pain et de pâtisserie fraîche)

Compare SAGA CHOCOLAT with other companies in the same sector:

Voir toutes les statistiques du secteur Fabrication industrielle de pain et de pâtisserie fraîche

Frequently asked questions about SAGA CHOCOLAT

What is the revenue of SAGA CHOCOLAT ?

The revenue of SAGA CHOCOLAT is not publicly disclosed (confidential accounts filed with INPI).

Is SAGA CHOCOLAT profitable?

Yes, SAGA CHOCOLAT generated a net profit of 360 k€ in 2021.

Where is the headquarters of SAGA CHOCOLAT ?

The headquarters of SAGA CHOCOLAT is located in VILLERON (95380), in the department Val-d'Oise.

Where to find the tax return of SAGA CHOCOLAT ?

The tax return of SAGA CHOCOLAT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SAGA CHOCOLAT operate?

SAGA CHOCOLAT operates in the sector Fabrication industrielle de pain et de pâtisserie fraîche (NAF code 10.71A). See the 'Sector positioning' section above to compare the company with its competitors.