POLYSOFT SERVICES is a French company
founded 22 years ago,
specialized in the sector Réparation d'ordinateurs et d'équipements périphériques.
Based in TOURS (37000),
this company of category PME
shows in 2023 a revenue of 921 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
At a glance (2023) :
revenue 921 k€, EBITDA 9 k€ (1.0 % of revenue), net income 55 k€.
Balance sheet : equity 65 k€, financial debt 93 k€, cash 1 k€.
Le dernier exercice comptable publié pour cette entreprise remonte à 2023. Les données ci-dessous peuvent ne plus refléter sa situation actuelle.
Synthèse
Santé financière :
Saine
Aucun signal de fragilité majeur : rentabilité positive et structure financière équilibrée.
In summary, POLYSOFT SERVICES posts positive profitability over the latest financial year. Its financial structure is fragile, with debt above sector norms — a point to monitor.
Financial history · Accounts : Complet · amounts in €k
Financial history - POLYSOFT SERVICES (SIREN 450871066) · Accounts : Complet · amounts in thousands of euros (€k)
In 2023, POLYSOFT SERVICES achieves revenue of 921 k€. Revenue is declining over the period 2017-2023 (CAGR: -8.7%). After deducting consumption (523 k€), gross margin stands at 398 k€, i.e. a rate of 43%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 9 k€, representing 1.0% of revenue. This ratio is slightly less favorable than the sector median (3.7%). Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 55 k€, i.e. 6.0% of revenue. This profit can be retained or distributed to shareholders.
Revenue (2023)
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Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production
920 832 €
Gross margin (2023)
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Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed
397 682 €
EBITDA (2023)
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Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
9 218 €
EBIT (2023)
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EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
-26 592 €
Net income (2023)
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Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
54 846 €
EBITDA margin (2023)
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EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability 5-10% : Average < 5% : Low
1,0 %
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 143%. This ratio is less favorable than the sector median (10.7%) and warrants attention. Financial autonomy (= Equity / Total assets x 100) reaches 18%. This ratio is slightly less favorable than the sector median (33.7%). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 14.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This ratio is slightly less favorable than the sector median (3.1%).
Debt ratio (2023)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
143,3 %
Financial autonomy (2023)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
18,5 %
Cash flow / Revenue (2023)
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Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates
0,7 %
Repayment capacity (2023)
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Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
14,2 ans
Asset age ratio (2023)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2021
2023
Debt ratio
—
115,2 %
59,0 %
227,6 %
78,8 %
143,3 %
Financial autonomy
21,1 %
13,0 %
22,5 %
12,5 %
19,3 %
18,5 %
Repayment capacity
—
6,5 ans
3,6 ans
-2,4 ans
2,1 ans
14,2 ans
Cash flow / Revenue
0,9 %
0,7 %
0,8 %
-3,0 %
2,1 %
0,7 %
Sector positioning
Debt ratio
143,3%2023
Q1: 0,0%
Med: 10,7%
Q3: 53,1%
Watch227,6 % → 143,3 % depuis 2019
In 2023, the debt ratio of POLYSOFT SERVICES (143,3%) fait partie des 25 % les plus élevés du secteur. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
Financial autonomy
18,5%2023
Q1: 7,3%
Med: 33,7%
Q3: 54,5%
Average12,6 % → 18,5 % depuis 2019
In 2023, the financial autonomy of POLYSOFT SERVICES (18,5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 1.73. This ratio is slightly less favorable than the sector median (2.1).
Liquidity ratio (2023)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
1,73
Liquidity indicators evolution POLYSOFT SERVICES
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2021
2023
Liquidity ratio
1,20
1,16
1,14
1,18
1,09
1,73
Sector positioning
Liquidity ratio
1,732023
Q1: 1,32
Med: 2,11
Q3: 4,09
Average1,2 → 1,7 depuis 2019
In 2023, the liquidity ratio of POLYSOFT SERVICES (1,73) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 21 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 60 days. Excellent situation: suppliers finance 39 days of the operating cycle (retail model). Inventory turnover is 6 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 92 days of revenue, i.e. 236 k€ to permanently finance. Between 2018 and 2023, WCR worsened by 46 days of revenue, signaling an increased financing need.
Operating WCR (2023)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
235 779 €
Customer credit (2023)
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Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
21 j
Supplier credit (2023)
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Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
60 j
Inventory turnover (2023)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
6 j
WCR in days of revenue (2023)
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WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management
92 j
WCR and payment terms evolution POLYSOFT SERVICES
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2021
2023
Operating WCR
138 302 €
303 568 €
171 252 €
34 930 €
88 299 €
235 779 €
Inventory turnover (days)
15 j
28 j
21 j
23 j
26 j
6 j
Customer payment term (days)
35 j
44 j
23 j
25 j
37 j
21 j
Supplier payment term (days)
35 j
60 j
47 j
0 j
43 j
60 j
Positioning of POLYSOFT SERVICES in its sector
Comparison with sector Réparation d'ordinateurs et d'équipements périphériques
Valuation estimate
Indicative estimate only : the number of comparable transactions in this sector is limited (42 transactions).
This range of 41 769€ to 172 157€ is provided for information purposes only and requires in-depth analysis to be confirmed.
Estimated enterprise value2023
Indicative
41k€109k€172k€
109 178 €Range: 41 769€ - 172 157€
NAF 5 all-time
How is this estimate calculated?
This estimate is based on the analysis of 42 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Réparation d'ordinateurs et d'équipements périphériques)
Compare POLYSOFT SERVICES with other companies in the same sector:
Frequently asked questions about POLYSOFT SERVICES
What is the revenue of POLYSOFT SERVICES ?
The revenue of POLYSOFT SERVICES in 2023 is 921 k€.
Is POLYSOFT SERVICES profitable?
Yes, POLYSOFT SERVICES generated a net profit of 55 k€ in 2023.
Where is the headquarters of POLYSOFT SERVICES ?
The headquarters of POLYSOFT SERVICES is located in TOURS (37000), in the department Indre-et-Loire.
Where to find the tax return of POLYSOFT SERVICES ?
The tax return of POLYSOFT SERVICES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does POLYSOFT SERVICES operate?
POLYSOFT SERVICES operates in the sector Réparation d'ordinateurs et d'équipements périphériques (NAF code 95.11Z). See the 'Sector positioning' section above to compare the company with its competitors.