SIREN : 440865905
PATRIMOINE INVEST is a French company founded 24 years ago, specialized in the sector Agences immobilières. Based in MARSEILLE (13012), this company of category PME shows in 2020 a revenue of 280 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 | 2016 |
|---|---|---|---|
| Revenue | 279 683 € | 413 247 € | 470 631 € |
| Net income | 7 900 € | 194 € | 4 746 € |
| EBITDA | 1 274 € | -11 703 € | 9 761 € |
| Net margin | 2.8% | 0.0% | 1.0% |
In 2020, PATRIMOINE INVEST achieves revenue of 280 k€. Revenue is declining over the period 2016-2020 (CAGR: -12.2%). Significant drop of -32% vs 2019. After deducting consumption (0 €), gross margin stands at 280 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1 k€, representing 0.5% of revenue. Positive scissor effect: EBITDA margin improves by +3.3 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 8 k€, i.e. 2.8% of revenue. This profit can be retained or distributed to shareholders.
279 683 €
279 683 €
1 274 €
4 497 €
7 900 €
0.4%
The debt ratio (= Financial debt / Equity x 100) stands at 18%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 28%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 11.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 0.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
17.663%
27.73%
0.486%
11.091
35.4%
In 2020, the debt ratio of PATRIMOINE INVEST (17.66) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2020, the financial autonomy of PATRIMOINE INVEST (27.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2020, the repayment capacity of PATRIMOINE INVEST (11.09) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 125.82. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.2x. Danger: operating income does not cover interest charges, unsustainable situation.
125.821
0.235
In 2020, the liquidity ratio of PATRIMOINE INVEST (125.82) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2020, the interest coverage of PATRIMOINE INVEST (0.2x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 185 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 15 days. The gap of 170 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 82 days of revenue, i.e. 64 k€ to permanently finance.
63 754 €
185 j
15 j
0 j
82 j
Based on 99 transactions of similar company sales
in 2020,
the value of PATRIMOINE INVEST is estimated at
28 059 €
(range 15 207€ - 73 695€).
With an EBITDA of 1 274€, the sector multiple of 2.2x is applied.
The price/revenue ratio is 0.27x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 99 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare PATRIMOINE INVEST with other companies in the same sector:
Voir toutes les statistiques du secteur Agences immobilières
The revenue of PATRIMOINE INVEST in 2020 is 280 k€.
Yes, PATRIMOINE INVEST generated a net profit of 8 k€ in 2020.
The headquarters of PATRIMOINE INVEST is located in MARSEILLE (13012), in the department Bouches-du-Rhone.
The tax return of PATRIMOINE INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
PATRIMOINE INVEST operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.