SIREN : 531483154
LEASE PRO FINANCE is a French company founded 15 years ago, specialized in the sector Crédit-bail . Based in MARSEILLE (13008), this company of category ETI shows in 2024 a revenue of 24.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2020 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 24 255 753 € | 19 550 311 € | 18 162 202 € | 10 899 790 € | 12 477 844 € | 11 532 652 € | 9 917 211 € |
| Net income | 1 396 503 € | 834 077 € | 1 163 515 € | 902 178 € | 439 504 € | 515 828 € | 391 399 € |
| EBITDA | 1 420 194 € | 809 441 € | 1 059 989 € | 668 562 € | 669 169 € | 605 561 € | 438 914 € |
| Net margin | 5.8% | 4.3% | 6.4% | 8.3% | 3.5% | 4.5% | 3.9% |
In 2024, LEASE PRO FINANCE achieves revenue of 24.3 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +11.8%. Vs 2023, growth of +24% (19.6 M€ -> 24.3 M€). After deducting consumption (1.4 M€), gross margin stands at 22.8 M€, i.e. a rate of 94%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.4 M€, representing 5.9% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1.4 M€, i.e. 5.8% of revenue. This profit can be retained or distributed to shareholders.
24 255 753 €
22 847 908 €
1 420 194 €
1 023 132 €
1 396 503 €
5.9%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 66%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 6.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
0.07%
66.287%
6.025%
0.004
43.6%
In 2024, the debt ratio of LEASE PRO FINANCE (0.07) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of LEASE PRO FINANCE (66.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of LEASE PRO FINANCE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 139.36. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.3x. Coverage is limited: any activity downturn would jeopardize interest payments.
139.364
1.302
In 2024, the liquidity ratio of LEASE PRO FINANCE (139.36) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of LEASE PRO FINANCE (1.3x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 40 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 30 days. The company must finance 10 days of gap between collections and payments. Overall, WCR represents 41 days of revenue, i.e. 2.8 M€ to permanently finance. Over 2016-2024, WCR increased by +1396%, requiring additional financing.
2 771 705 €
40 j
30 j
0 j
41 j
Based on 142 transactions of similar company sales (all years), the value of LEASE PRO FINANCE is estimated at 7 486 577 € (range 1 100 407€ - 14 839 799€). With an EBITDA of 1 420 194€, the sector multiple of 2.6x is applied. The price/revenue ratio is 0.40x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 142 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare LEASE PRO FINANCE with other companies in the same sector:
The revenue of LEASE PRO FINANCE in 2024 is 24.3 M€.
Yes, LEASE PRO FINANCE generated a net profit of 1.4 M€ in 2024.
The headquarters of LEASE PRO FINANCE is located in MARSEILLE (13008), in the department Bouches-du-Rhone.
The tax return of LEASE PRO FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
LEASE PRO FINANCE operates in the sector Crédit-bail (NAF code 64.91Z). See the 'Sector positioning' section above to compare the company with its competitors.