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LA BANQUE POSTALE HOME LOAN SFH : revenue, balance sheet and financial ratios

LA BANQUE POSTALE HOME LOAN SFH is a French company founded 16 years ago, specialized in the sector Autres intermédiations monétaires. Based in PARIS (75006), this company of category GE shows in 2018 a revenue of 9 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - LA BANQUE POSTALE HOME LOAN SFH (SIREN 522047570)
Indicator 2018
Revenue 9 000 €
Net income 0 €
EBITDA 9 000 €
Net margin 0.0%

Revenue and income statement

In 2018, LA BANQUE POSTALE HOME LOAN SFH achieves revenue of 9 k€. After deducting consumption (0 €), gross margin stands at 9 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 9 k€, representing 100.0% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at 0 € (0.0% of revenue), which will impact equity.

Revenue (2018) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

9 000 €

Gross margin (2018) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

9 000 €

EBITDA (2018) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

9 000 €

EBIT (2018) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

2 839 000 €

EBITDA margin (2018) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

100.0%

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Assets

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Liabilities

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Solvency and debt ratios

Financial autonomy (= Equity / Total assets x 100) reaches 0%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 31544.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Financial autonomy (2018) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

0.0%

Cash flow / Revenue (2018) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

31544.444%

Repayment capacity (2018) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Solvency indicators evolution
LA BANQUE POSTALE HOME LOAN SFH

Sector positioning

Financial autonomy
0.0% 2018
2018
Q1: 4.15%
Med: 15.69%
Q3: 56.35%
Average

In 2018, the financial autonomy of LA BANQUE POSTALE HOME LO... (0.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.0 years 2018
2018
Q1: 0.0 years
Med: 0.0 years
Q3: 0.18 years
Excellent

In 2018, the repayment capacity of LA BANQUE POSTALE HOME LO... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Positioning of LA BANQUE POSTALE HOME LOAN SFH in its sector

Comparison with sector Autres intermédiations monétaires

Valuation estimate

Based on 132 transactions of similar company sales in 2018, the value of LA BANQUE POSTALE HOME LOAN SFH is estimated at 33 408 € (range 11 585€ - 48 874€). With an EBITDA of 9 000€, the sector multiple of 5.6x is applied. The price/revenue ratio is 0.63x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2018
132 transactions
11k€ 33k€ 48k€
33 408 € Range: 11 585€ - 48 874€
Section année 2018 Aggregated at NAF section level

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
9 000 € × 5.6x
Estimation 50 046 €
17 125€ - 73 447€
Revenue Multiple 30%
9 000 € × 0.63x
Estimation 5 678 €
2 351€ - 7 919€
How is this estimate calculated?

This estimate is based on the analysis of 132 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Autres intermédiations monétaires)

Compare LA BANQUE POSTALE HOME LOAN SFH with other companies in the same sector:

Voir toutes les statistiques du secteur Autres intermédiations monétaires

Frequently asked questions about LA BANQUE POSTALE HOME LOAN SFH

What is the revenue of LA BANQUE POSTALE HOME LOAN SFH ?

The revenue of LA BANQUE POSTALE HOME LOAN SFH in 2018 is 9 k€.

Is LA BANQUE POSTALE HOME LOAN SFH profitable?

Profitability information is not publicly available.

Where is the headquarters of LA BANQUE POSTALE HOME LOAN SFH ?

The headquarters of LA BANQUE POSTALE HOME LOAN SFH is located in PARIS (75006), in the department Paris.

Where to find the tax return of LA BANQUE POSTALE HOME LOAN SFH ?

The tax return of LA BANQUE POSTALE HOME LOAN SFH is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does LA BANQUE POSTALE HOME LOAN SFH operate?

LA BANQUE POSTALE HOME LOAN SFH operates in the sector Autres intermédiations monétaires (NAF code 64.19Z). See the 'Sector positioning' section above to compare the company with its competitors.