Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

J&S FINANCIAL GROUP : revenue, balance sheet and financial ratios

J&S FINANCIAL GROUP is a French company founded 5 years ago, specialized in the sector Activités des sièges sociaux. Based in IVRY-SUR-SEINE (94200), this company of category PME shows in 2023 a net income positive of 21 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-11

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - J&S FINANCIAL GROUP (SIREN 894069962)
Indicator 2023
Revenue N/C
Net income 20 601 €
EBITDA N/C
Net margin N/C

Revenue and income statement

In 2023, J&S FINANCIAL GROUP generates positive net income of 21 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

20 601 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 552%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 14%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

552.273%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

13.774%

Solvency indicators evolution
J&S FINANCIAL GROUP

Sector positioning

Debt ratio
552.27 2023
2023
Q1: 0.15
Med: 18.76
Q3: 101.78
Average

In 2023, the debt ratio of J&S FINANCIAL GROUP (552.27) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
13.77% 2023
2023
Q1: 13.73%
Med: 51.34%
Q3: 84.16%
Average

In 2023, the financial autonomy of J&S FINANCIAL GROUP (13.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 984.36. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

984.364

Liquidity indicators evolution
J&S FINANCIAL GROUP

Sector positioning

Liquidity ratio
984.36 2023
2023
Q1: 110.37
Med: 414.43
Q3: 1923.21
Good

In 2023, the liquidity ratio of J&S FINANCIAL GROUP (984.36) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Positioning of J&S FINANCIAL GROUP in its sector

Comparison with sector Activités des sièges sociaux

Valuation estimate

Based on 89 transactions of similar company sales in 2023, the value of J&S FINANCIAL GROUP is estimated at 138 740 € (range 66 094€ - 319 884€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2023
89 tx
66k€ 138k€ 319k€
138 740 € Range: 66 094€ - 319 884€
NAF 5 année 2023

Valuation method used

Net Income Multiple
20 601 € × 6.7x = 138 741 €
Range: 66 094€ - 319 884€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 89 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sièges sociaux)

Compare J&S FINANCIAL GROUP with other companies in the same sector:

Frequently asked questions about J&S FINANCIAL GROUP

What is the revenue of J&S FINANCIAL GROUP ?

The revenue of J&S FINANCIAL GROUP is not publicly disclosed (confidential accounts filed with INPI).

Is J&S FINANCIAL GROUP profitable?

Yes, J&S FINANCIAL GROUP generated a net profit of 21 k€ in 2023.

Where is the headquarters of J&S FINANCIAL GROUP ?

The headquarters of J&S FINANCIAL GROUP is located in IVRY-SUR-SEINE (94200), in the department Val-de-Marne.

Where to find the tax return of J&S FINANCIAL GROUP ?

The tax return of J&S FINANCIAL GROUP is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does J&S FINANCIAL GROUP operate?

J&S FINANCIAL GROUP operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.