IMMOBILIERE MONTGARDE : revenue, balance sheet and financial ratios

IMMOBILIERE MONTGARDE is a French company founded 50 years ago, specialized in the sector Administration d'immeubles et autres biens immobiliers. Based in MANTES-LA-JOLIE (78200), this company of category PME shows in 2024 a revenue of 88 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - IMMOBILIERE MONTGARDE (SIREN 306300401)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 88 496 € 83 585 € 63 874 € 139 440 € 137 939 € 134 225 € 131 460 € 134 639 € 133 975 €
Net income 73 287 € 87 105 € 2 286 € 23 969 € 78 111 € 75 335 € 74 224 € 75 124 € 74 950 €
EBITDA 39 261 € 33 382 € -12 806 € 90 595 € 98 381 € 94 559 € 92 811 € 98 616 € 114 642 €
Net margin 82.8% 104.2% 3.6% 17.2% 56.6% 56.1% 56.5% 55.8% 55.9%

Revenue and income statement

In 2024, IMMOBILIERE MONTGARDE achieves revenue of 88 k€. Revenue is declining over the period 2016-2024 (CAGR: -5.1%). Vs 2023: +6%. After deducting consumption (0 €), gross margin stands at 88 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 39 k€, representing 44.4% of revenue. Positive scissor effect: EBITDA margin improves by +4.4 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 73 k€, i.e. 82.8% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

88 496 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

88 496 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

39 261 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

17 275 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

73 287 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

44.4%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 99%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 107.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.536%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

99.063%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

107.658%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.079

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

17.5%

Solvency indicators evolution
IMMOBILIERE MONTGARDE

Sector positioning

Debt ratio
0.54 2024
2022
2023
2024
Q1: 0.0
Med: 10.09
Q3: 67.7
Good

In 2024, the debt ratio of IMMOBILIERE MONTGARDE (0.54) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
99.06% 2024
2022
2023
2024
Q1: 3.13%
Med: 14.35%
Q3: 43.65%
Excellent

In 2024, the financial autonomy of IMMOBILIERE MONTGARDE (99.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.08 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.18 years
Q3: 4.28 years
Good -15 pts over 3 years

In 2024, the repayment capacity of IMMOBILIERE MONTGARDE (0.08) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 17026.60. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

17026.604

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
IMMOBILIERE MONTGARDE

Sector positioning

Liquidity ratio
17026.6 2024
2022
2023
2024
Q1: 100.01
Med: 116.53
Q3: 409.53
Excellent

In 2024, the liquidity ratio of IMMOBILIERE MONTGARDE (17026.60) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.0x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 7.73x
Average

In 2024, the interest coverage of IMMOBILIERE MONTGARDE (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 280 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 70 days. The gap of 210 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 3637 days of revenue, i.e. 894 k€ to permanently finance. Notable WCR improvement over the period (-28%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

894 060 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

280 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

70 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

3637 j

WCR and payment terms evolution
IMMOBILIERE MONTGARDE

Positioning of IMMOBILIERE MONTGARDE in its sector

Comparison with sector Administration d'immeubles et autres biens immobiliers

Valuation estimate

Based on 277 transactions of similar company sales (all years), the value of IMMOBILIERE MONTGARDE is estimated at 66 318 € (range 20 060€ - 195 781€). With an EBITDA of 39 261€, the sector multiple of 1.3x is applied. The price/revenue ratio is 0.29x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
277 transactions
20k€ 66k€ 195k€
66 318 € Range: 20 060€ - 195 781€
NAF 5 all-time

Valuation detail by method

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EBITDA Multiple 50%
39 261 € × 1.3x
Estimation 52 071 €
18 117€ - 157 104€
Revenue Multiple 30%
88 496 € × 0.29x
Estimation 25 253 €
12 172€ - 55 092€
Net Income Multiple 20%
73 287 € × 2.2x
Estimation 163 536 €
36 752€ - 503 513€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 277 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Administration d'immeubles et autres biens immobiliers)

Compare IMMOBILIERE MONTGARDE with other companies in the same sector:

Voir toutes les statistiques du secteur Administration d'immeubles et autres biens immobiliers

Frequently asked questions about IMMOBILIERE MONTGARDE

What is the revenue of IMMOBILIERE MONTGARDE ?

The revenue of IMMOBILIERE MONTGARDE in 2024 is 88 k€.

Is IMMOBILIERE MONTGARDE profitable?

Yes, IMMOBILIERE MONTGARDE generated a net profit of 73 k€ in 2024.

Where is the headquarters of IMMOBILIERE MONTGARDE ?

The headquarters of IMMOBILIERE MONTGARDE is located in MANTES-LA-JOLIE (78200), in the department Yvelines.

Where to find the tax return of IMMOBILIERE MONTGARDE ?

The tax return of IMMOBILIERE MONTGARDE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does IMMOBILIERE MONTGARDE operate?

IMMOBILIERE MONTGARDE operates in the sector Administration d'immeubles et autres biens immobiliers (NAF code 68.32A). See the 'Sector positioning' section above to compare the company with its competitors.