SIREN : 517659017
IBAN is a French company founded 16 years ago, specialized in the sector Services des traiteurs . Based in BAYONNE (64100), this company of category PME shows in 2023 a revenue of 215 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 214 890 € | 216 000 € | 228 000 € | 228 000 € | 228 000 € | 255 095 € | 216 000 € |
| Net income | 4 551 € | 18 337 € | 115 491 € | 159 519 € | 127 164 € | 163 567 € | -1 299 € |
| EBITDA | -61 308 € | 1 793 € | -1 623 € | 38 556 € | 15 848 € | 26 574 € | 4 196 € |
| Net margin | 2.1% | 8.5% | 50.7% | 70.0% | 55.8% | 64.1% | -0.6% |
In 2023, IBAN achieves revenue of 215 k€. Activity remains stable over the period (CAGR: -0.1%). Slight decline of -1% vs 2021. After deducting consumption (0 €), gross margin stands at 215 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -61 k€, representing -28.5% of revenue. Warning negative scissor effect: despite revenue change (-1%), EBITDA varies by -3519%, reducing margin by 29.4 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 5 k€, i.e. 2.1% of revenue. This profit can be retained or distributed to shareholders.
214 890 €
214 890 €
-61 308 €
-63 045 €
4 551 €
-28.5%
The debt ratio (= Financial debt / Equity x 100) stands at 24%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 76%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 91.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
23.877%
76.196%
91.193%
0.424
89.0%
In 2023, the debt ratio of IBAN (23.88) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2023, the financial autonomy of IBAN (76.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2023, the repayment capacity of IBAN (0.42) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 737.08. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
737.077
0.0
In 2023, the liquidity ratio of IBAN (737.08) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2023, the interest coverage of IBAN (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Overall, WCR represents 1 days of revenue, i.e. 501 € to permanently finance. Notable WCR improvement over the period (-100%), freeing up cash.
501 €
0 j
0 j
0 j
1 j
Based on 191 transactions of similar company sales (all years), the value of IBAN is estimated at 96 665 € (range 56 432€ - 143 636€). The price/revenue ratio is 0.64x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 191 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare IBAN with other companies in the same sector:
Voir toutes les statistiques du secteur Services des traiteurs
The revenue of IBAN in 2023 is 215 k€.
Yes, IBAN generated a net profit of 5 k€ in 2023.
The headquarters of IBAN is located in BAYONNE (64100), in the department Pyrenees-Atlantiques.
The tax return of IBAN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
IBAN operates in the sector Services des traiteurs (NAF code 56.21Z). See the 'Sector positioning' section above to compare the company with its competitors.