SIREN : 523879989
HD LOC is a French company founded 15 years ago, specialized in the sector Location et location-bail d'autres biens personnels et domestiques. Based in AURILLAC (15000), this company of category PME shows in 2023 a revenue of 3.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2021 | 2020 | 2019 | 2018 | 2017 | 2017 |
|---|---|---|---|---|---|---|---|
| Revenue | 3 336 804 € | 4 371 738 € | 2 925 638 € | 2 632 480 € | 2 956 922 € | 2 438 883 € | 3 007 165 € |
| Net income | -447 422 € | 55 856 € | 55 972 € | 46 518 € | 98 126 € | 40 122 € | 209 232 € |
| EBITDA | -138 181 € | 362 668 € | 288 231 € | 277 208 € | 334 778 € | 237 137 € | 220 690 € |
| Net margin | -13.4% | 1.3% | 1.9% | 1.8% | 3.3% | 1.6% | 7.0% |
In 2023, HD LOC achieves revenue of 3.3 M€. Revenue is growing positively over 7 years (CAGR: +1.7%). Significant drop of -24% vs 2021. After deducting consumption (248 k€), gross margin stands at 3.1 M€, i.e. a rate of 93%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -138 k€, representing -4.1% of revenue. Warning negative scissor effect: despite revenue change (-24%), EBITDA varies by -138%, reducing margin by 12.4 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -447 k€ (-13.4% of revenue), which will impact equity.
3 336 804 €
3 088 692 €
-138 181 €
-352 741 €
-447 422 €
-4.1%
The debt ratio (= Financial debt / Equity x 100) stands at 294%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 17%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
293.824%
16.571%
-6.981%
-3.307
25.5%
In 2023, the debt ratio of HD LOC (293.82) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of HD LOC (16.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of HD LOC (-3.31) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 128.63. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
128.629
-45.451
In 2023, the liquidity ratio of HD LOC (128.63) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2023, the interest coverage of HD LOC (-45.5x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 121 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 80 days. The gap of 41 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 98 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 223 days of revenue, i.e. 2.1 M€ to permanently finance. Over 2017-2023, WCR increased by +121%, requiring additional financing.
2 067 317 €
121 j
80 j
98 j
223 j
Based on 69 transactions of similar company sales
(all years),
the value of HD LOC is estimated at
1 344 360 €
(range 670 798€ - 2 096 930€).
The price/revenue ratio is 0.40x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 69 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare HD LOC with other companies in the same sector:
The revenue of HD LOC in 2023 is 3.3 M€.
HD LOC recorded a net loss in 2023.
The headquarters of HD LOC is located in AURILLAC (15000), in the department Cantal.
The tax return of HD LOC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
HD LOC operates in the sector Location et location-bail d'autres biens personnels et domestiques (NAF code 77.29Z). See the 'Sector positioning' section above to compare the company with its competitors.