GROUPE POINT ASSUR CONSEIL 80 ASSURANCES PAYS DE SOMME
SIREN : 381175595
Employees: 11 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 1991-02-13 (35 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: AMIENS (80090), Somme
GROUPE POINT ASSUR CONSEIL 80 ASSURANCES PAYS DE SOMME : revenue, balance sheet and financial ratios
GROUPE POINT ASSUR CONSEIL 80 ASSURANCES PAYS DE SOMME is a French company
founded 35 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in AMIENS (80090),
this company of category PME
shows in 2022 a revenue of 1.3 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - GROUPE POINT ASSUR CONSEIL 80 ASSURANCES PAYS DE SOMME (SIREN 381175595)
Indicator
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
N/C
N/C
1 257 775 €
N/C
N/C
N/C
N/C
N/C
1 140 597 €
Net income
339 393 €
331 797 €
266 799 €
394 257 €
344 807 €
289 476 €
321 342 €
251 601 €
233 231 €
EBITDA
N/C
N/C
265 348 €
N/C
N/C
N/C
N/C
N/C
223 294 €
Net margin
N/C
N/C
21.2%
N/C
N/C
N/C
N/C
N/C
20.4%
Revenue and income statement
In 2024, GROUPE POINT ASSUR CONSEIL 80 ASSURANCES PAYS DE SOMME generates positive net income of 339 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 233 k€ -> 339 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
339 393 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 79%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
1.353%
Financial autonomy (2024)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
78.996%
Asset age ratio (2024)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Solvency indicators evolution GROUPE POINT ASSUR CONSEIL 80 ASSURANCES PAYS DE SOMME
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Debt ratio
3.824
5.297
4.093
4.942
4.335
3.567
1.855
1.471
1.353
Financial autonomy
74.614
70.239
72.542
74.716
71.522
79.009
75.077
76.409
78.996
Repayment capacity
0.052
None
None
None
None
None
0.021
None
None
Cash flow / Revenue
19.576%
None%
None%
None%
None%
None%
21.133%
None%
None%
Sector positioning
Debt ratio
1.352024
2022
2023
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Good
In 2024, the debt ratio of GROUPE POINT ASSUR CONSEI... (1.35) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Financial autonomy
79.0%2024
2022
2023
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Excellent
In 2024, the financial autonomy of GROUPE POINT ASSUR CONSEI... (79.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
0.02 years2022
2022
Q1: 0.0 years
Med: 0.15 years
Q3: 2.38 years
Good
In 2022, the repayment capacity of GROUPE POINT ASSUR CONSEI... (0.02) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 449.92. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
449.916
Liquidity indicators evolution GROUPE POINT ASSUR CONSEIL 80 ASSURANCES PAYS DE SOMME
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Liquidity ratio
372.889
330.921
356.581
404.255
343.027
479.391
356.06
388.271
449.916
Interest coverage
0.055
None
None
None
None
None
0.0
None
None
Sector positioning
Liquidity ratio
449.922024
2022
2023
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Good
In 2024, the liquidity ratio of GROUPE POINT ASSUR CONSEI... (449.92) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Interest coverage
0.0x2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 2.09x
Average
In 2022, the interest coverage of GROUPE POINT ASSUR CONSEI... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution GROUPE POINT ASSUR CONSEIL 80 ASSURANCES PAYS DE SOMME
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Operating WCR
-63 315 €
0 €
0 €
0 €
0 €
0 €
-67 693 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
0
Customer payment term (days)
0
0
0
0
0
0
0
0
0
Supplier payment term (days)
7
0
0
0
0
0
10
0
0
Positioning of GROUPE POINT ASSUR CONSEIL 80 ASSURANCES PAYS DE SOMME in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Based on 193 transactions of similar company sales
(all years),
the value of GROUPE POINT ASSUR CONSEIL 80 ASSURANCES PAYS DE SOMME is estimated at
683 085 €
(range 323 112€ - 3 118 900€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
193 transactions
323k€683k€3118k€
683 085 €Range: 323 112€ - 3 118 900€
NAF 5 all-time
Valuation method used
Net Income Multiple
339 393 €
×
2.0x
=683 086 €
Range: 323 113€ - 3 118 900€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare GROUPE POINT ASSUR CONSEIL 80 ASSURANCES PAYS DE SOMME with other companies in the same sector:
Frequently asked questions about GROUPE POINT ASSUR CONSEIL 80 ASSURANCES PAYS DE SOMME
What is the revenue of GROUPE POINT ASSUR CONSEIL 80 ASSURANCES PAYS DE SOMME ?
The revenue of GROUPE POINT ASSUR CONSEIL 80 ASSURANCES PAYS DE SOMME in 2022 is 1.3 M€.
Is GROUPE POINT ASSUR CONSEIL 80 ASSURANCES PAYS DE SOMME profitable?
Yes, GROUPE POINT ASSUR CONSEIL 80 ASSURANCES PAYS DE SOMME generated a net profit of 339 k€ in 2024.
Where is the headquarters of GROUPE POINT ASSUR CONSEIL 80 ASSURANCES PAYS DE SOMME ?
The headquarters of GROUPE POINT ASSUR CONSEIL 80 ASSURANCES PAYS DE SOMME is located in AMIENS (80090), in the department Somme.
Where to find the tax return of GROUPE POINT ASSUR CONSEIL 80 ASSURANCES PAYS DE SOMME ?
The tax return of GROUPE POINT ASSUR CONSEIL 80 ASSURANCES PAYS DE SOMME is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does GROUPE POINT ASSUR CONSEIL 80 ASSURANCES PAYS DE SOMME operate?
GROUPE POINT ASSUR CONSEIL 80 ASSURANCES PAYS DE SOMME operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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