GES PAPETERIE : revenue, balance sheet and financial ratios

GES PAPETERIE is a French company founded 7 years ago, specialized in the sector Commerce de gros (commerce interentreprises) d'autres biens domestiques . Based in BREST (29200), this company of category PME shows in 2025 a revenue of 1.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-08-08

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Synthèse

Santé financière : Saine

Aucun signal de fragilité majeur : rentabilité positive et structure financière équilibrée.

In summary, GES PAPETERIE combines a growing business with positive profitability. Its financial structure is fragile, with debt above sector norms — a point to monitor.

Financial history - GES PAPETERIE (SIREN 844261750)
Indicator 2025 2024 2023 2022 2021 2020
Revenue 1 710 994 € 1 737 434 € 1 793 101 € 1 721 317 € 1 662 680 € 1 939 193 €
Net income 45 591 € 112 707 € 107 849 € 87 265 € 29 834 € 57 570 €
EBITDA 121 473 € 208 069 € 186 967 € 155 831 € 86 245 € 131 870 €
Net margin 2.7% 6.5% 6.0% 5.1% 1.8% 3.0%

Revenue and income statement

In 2025, GES PAPETERIE achieves revenue of 1.7 M€. Revenue is growing positively over 6 years (CAGR: +0.7%). Slight decline of -2% vs 2024. After deducting consumption (932 k€), gross margin stands at 779 k€, i.e. a rate of 46%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 121 k€, representing 7.1% of revenue. Warning negative scissor effect: despite revenue change (-2%), EBITDA varies by -42%, reducing margin by 4.9 pts. This reflects costs rising faster than revenue. This ratio is more favorable than the sector median (3.7%). Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 46 k€, i.e. 2.7% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 710 994 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

779 488 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

121 473 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

62 475 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

45 591 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

7.1%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 98%. This ratio is less favorable than the sector median (9.7%) and warrants attention. Financial autonomy (= Equity / Total assets x 100) reaches 41%. This ratio is slightly less favorable than the sector median (41.9%). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 9.5 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 3.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This ratio is more favorable than the sector median (2.8%).

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

98.09%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

40.66%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

3.23%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

9.54

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

8.3%

Solvency indicators evolution
GES PAPETERIE

Sector positioning

Debt ratio
98.09% 2025
Q1: 0.79%
Med: 9.74%
Q3: 48.72%
Watch

In 2025, the debt ratio of GES PAPETERIE (98.1%) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
40.66% 2025
Q1: 13.74%
Med: 41.91%
Q3: 63.28%
Average +11 pts over 3 years

In 2025, the financial autonomy of GES PAPETERIE (40.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1.97. This ratio is slightly less favorable than the sector median (2.2). The interest coverage ratio (= EBIT / Interest expenses) is 6.1x. This ratio is more favorable than the sector median (0.4x).

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1.97

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

6.1

Liquidity indicators evolution
GES PAPETERIE

Sector positioning

Liquidity ratio
1.97 2025
Q1: 1.48
Med: 2.18
Q3: 3.76
Average +19 pts over 3 years

In 2025, the liquidity ratio of GES PAPETERIE (1.97) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
6.1x 2025
Q1: 0.0x
Med: 0.41x
Q3: 8.79x
Good +6 pts over 3 years

In 2025, the interest coverage of GES PAPETERIE (6.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 4 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 47 days. Excellent situation: suppliers finance 43 days of the operating cycle (retail model). Inventory turnover is 61 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 69 days of revenue, i.e. 330 k€ to permanently finance.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

329 828 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

4 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

47 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

61 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

69 j

WCR and payment terms evolution
GES PAPETERIE

Positioning of GES PAPETERIE in its sector

Comparison with sector Commerce de gros (commerce interentreprises) d'autres biens domestiques

Valuation estimate

Based on 145 transactions of similar company sales (all years), the value of GES PAPETERIE is estimated at 286 786 € (range 118 949€ - 749 475€). With an EBITDA of 121 473€, the sector multiple of 2.6x is applied. The price/revenue ratio is 0.19x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
145 transactions
118k€ 286k€ 749k€
286 786 € Range: 118 949€ - 749 475€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
121 473 € × 2.6x
Estimation 316 596 €
115 176€ - 889 937€
Revenue Multiple 30%
1 710 994 € × 0.19x
Estimation 327 358 €
184 245€ - 834 542€
Net Income Multiple 20%
45 591 € × 3.3x
Estimation 151 405 €
30 439€ - 270 721€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 145 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de gros (commerce interentreprises) d'autres biens domestiques )

Compare GES PAPETERIE with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de gros (commerce interentreprises) d'autres biens domestiques

Top companies in Commerce de gros (commerce interentreprises) d'autres biens domestiques

Largest companies by revenue in the sector Commerce de gros (commerce interentreprises) d'autres biens domestiques :

Top companies in Finistere

Largest companies by revenue in the department Finistere:

Voir le classement complet du département Finistere

Frequently asked questions about GES PAPETERIE

What is the revenue of GES PAPETERIE ?

The revenue of GES PAPETERIE in 2025 is 1.7 M€.

Is GES PAPETERIE profitable?

Yes, GES PAPETERIE generated a net profit of 46 k€ in 2025.

Where is the headquarters of GES PAPETERIE ?

The headquarters of GES PAPETERIE is located in BREST (29200), in the department Finistere.

Where to find the tax return of GES PAPETERIE ?

The tax return of GES PAPETERIE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does GES PAPETERIE operate?

GES PAPETERIE operates in the sector Commerce de gros (commerce interentreprises) d'autres biens domestiques (NAF code 46.49Z). See the 'Sector positioning' section above to compare the company with its competitors.