SIREN : 490661287
FRANCK BONAMY is a French company founded 20 years ago, specialized in the sector Boulangerie et boulangerie-pâtisserie. Based in BOULOC (31620), this company of category PME shows in 2017 a revenue of 381 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-08-08
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
Point(s) de vigilance : liquidité à court terme tendue.
In summary, FRANCK BONAMY is currently loss-making, which weighs on its accounts. Its financial structure is solid, with debt well contained relative to its sector. Point of attention: short-term liquidity is tight.
| Indicator | 2020 | 2017 | 2016 |
|---|---|---|---|
| Revenue | N/C | 380 628 € | 356 041 € |
| Net income | 0 € | 2 756 € | 28 653 € |
| EBITDA | N/C | 11 913 € | 27 521 € |
| Net margin | N/C | 0.7% | 8.0% |
In 2020, FRANCK BONAMY records a net loss of 0 €. This deficit will reduce equity on the balance sheet. Change over 2016-2017: 29 k€ -> 0 €.
380 628 €
262 577 €
11 913 €
3 152 €
2 756 €
3.1%
The debt ratio (= Financial debt / Equity x 100) stands at 68%. Compared with its sector, this ratio places the company among the best positioned (sector median: 70.6%). Financial autonomy (= Equity / Total assets x 100) reaches 31%. This ratio is less favorable than the sector median (34.4%) and warrants attention. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.3 years of cash flow to repay all financial debt. This ratio is less favorable than the sector median (1.5 years) and warrants attention. Cash flow represents 3.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This ratio is slightly less favorable than the sector median (6.8%).
68.39%
30.74%
3.3%
4.28
45.6%
In 2020, the debt ratio of FRANCK BONAMY (15.8%) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2020, the financial autonomy of FRANCK BONAMY (10.2%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.
In 2017, the repayment capacity of FRANCK BONAMY (4.28) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 0.52. Alert: short-term debt exceeds current assets. Risk of payment difficulties without cash reinforcement. The interest coverage ratio (= EBIT / Interest expenses) is 7.8x. This ratio is more favorable than the sector median (3.7x).
0.52
7.82
In 2020, the liquidity ratio of FRANCK BONAMY (1.10) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2017, the interest coverage of FRANCK BONAMY (7.8x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 414 days. Excellent situation: suppliers finance 413 days of the operating cycle (retail model). WCR is negative (-27 days): operations structurally generate cash.
0 €
1 j
414 j
0 j
-27 j
Compare FRANCK BONAMY with other companies in the same sector:
Voir toutes les statistiques du secteur Boulangerie et boulangerie-pâtisserie
Largest companies by revenue in the sector Boulangerie et boulangerie-pâtisserie:
Largest companies by revenue in the department Haute-Garonne:
The revenue of FRANCK BONAMY in 2017 is 381 k€.
Yes, FRANCK BONAMY generated a net profit of 3 k€ in 2017.
The headquarters of FRANCK BONAMY is located in BOULOC (31620), in the department Haute-Garonne.
The tax return of FRANCK BONAMY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
FRANCK BONAMY operates in the sector Boulangerie et boulangerie-pâtisserie (NAF code 10.71C). See the 'Sector positioning' section above to compare the company with its competitors.