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ETS PAGET MICHEL ET FILS : revenue, balance sheet and financial ratios

ETS PAGET MICHEL ET FILS is a French company founded 37 years ago, specialized in the sector Travaux d'installation d'équipements thermiques et de climatisation. Based in COMBLOUX (74920), this company of category PME shows in 2023 a revenue of 2.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ETS PAGET MICHEL ET FILS (SIREN 350815437)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018
Revenue N/C N/C 2 071 134 € N/C N/C N/C N/C N/C
Net income 366 042 € 432 121 € 308 027 € 347 686 € 334 808 € 310 161 € 316 463 € 287 645 €
EBITDA N/C N/C 461 069 € N/C N/C N/C N/C N/C
Net margin N/C N/C 14.9% N/C N/C N/C N/C N/C

Revenue and income statement

In 2025, ETS PAGET MICHEL ET FILS generates positive net income of 366 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2018-2025: 288 k€ -> 366 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

366 042 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 83%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 36%. The balance between equity and debt is satisfactory.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

83.486%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

35.866%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

16.7%

Solvency indicators evolution
ETS PAGET MICHEL ET FILS

Sector positioning

Debt ratio
83.49 2025
2023
2024
2025
Q1: 2.81
Med: 13.61
Q3: 36.09
Watch

In 2025, the debt ratio of ETS PAGET MICHEL ET FILS (83.49) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
35.87% 2025
2023
2024
2025
Q1: 26.38%
Med: 47.22%
Q3: 63.03%
Average -24 pts over 3 years

In 2025, the financial autonomy of ETS PAGET MICHEL ET FILS (35.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
1.18 years 2023
2023
Q1: 0.0 years
Med: 0.21 years
Q3: 1.37 years
Average

In 2023, the repayment capacity of ETS PAGET MICHEL ET FILS (1.18) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 255.98. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

255.976

Liquidity indicators evolution
ETS PAGET MICHEL ET FILS

Sector positioning

Liquidity ratio
255.98 2025
2023
2024
2025
Q1: 162.61
Med: 224.39
Q3: 319.79
Good -17 pts over 3 years

In 2025, the liquidity ratio of ETS PAGET MICHEL ET FILS (255.98) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
5.48x 2023
2023
Q1: 0.0x
Med: 0.26x
Q3: 2.24x
Excellent

In 2023, the interest coverage of ETS PAGET MICHEL ET FILS (5.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
ETS PAGET MICHEL ET FILS

Positioning of ETS PAGET MICHEL ET FILS in its sector

Comparison with sector Travaux d'installation d'équipements thermiques et de climatisation

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (38 transactions). This range of 112 729€ to 1 059 435€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2025
Indicative
112k€ 740k€ 1059k€
740 062 € Range: 112 729€ - 1 059 435€
NAF 5 année 2025

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 38 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux d'installation d'équipements thermiques et de climatisation)

Compare ETS PAGET MICHEL ET FILS with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux d'installation d'équipements thermiques et de climatisation

Frequently asked questions about ETS PAGET MICHEL ET FILS

What is the revenue of ETS PAGET MICHEL ET FILS ?

The revenue of ETS PAGET MICHEL ET FILS in 2023 is 2.1 M€.

Is ETS PAGET MICHEL ET FILS profitable?

Yes, ETS PAGET MICHEL ET FILS generated a net profit of 366 k€ in 2025.

Where is the headquarters of ETS PAGET MICHEL ET FILS ?

The headquarters of ETS PAGET MICHEL ET FILS is located in COMBLOUX (74920), in the department Haute-Savoie.

Where to find the tax return of ETS PAGET MICHEL ET FILS ?

The tax return of ETS PAGET MICHEL ET FILS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ETS PAGET MICHEL ET FILS operate?

ETS PAGET MICHEL ET FILS operates in the sector Travaux d'installation d'équipements thermiques et de climatisation (NAF code 43.22B). See the 'Sector positioning' section above to compare the company with its competitors.