SIREN : 494060163
DBF EXPERTISE is a French company founded 19 years ago, specialized in the sector Activités comptables. Based in SAINT-MAUR-DES-FOSSES (94100), this company of category PME shows in 2025 a revenue of 5.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-08-08
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
Aucun signal de fragilité majeur : rentabilité positive et structure financière équilibrée.
In summary, DBF EXPERTISE combines a growing business with positive profitability. Its financial structure is fragile, with debt above sector norms — a point to monitor.
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5 635 000 € | 5 620 000 € | 5 057 000 € | 4 505 000 € | 3 955 000 € | 2 300 000 € | N/C | N/C | N/C |
| Net income | 2 200 330 € | 2 326 346 € | 2 084 289 € | 1 867 445 € | 1 593 553 € | 1 172 565 € | 420 330 € | 439 859 € | 338 629 € |
| EBITDA | 2 413 478 € | 2 531 793 € | 2 217 005 € | 2 057 504 € | 1 761 317 € | 799 135 € | -27 074 € | -2 868 € | -2 866 € |
| Net margin | 39.0% | 41.4% | 41.2% | 41.5% | 40.3% | 51.0% | N/C | N/C | N/C |
In 2025, DBF EXPERTISE achieves revenue of 5.6 M€. Over the period 2021-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +9.3%. Vs 2024: +0%. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 2.4 M€, representing 42.8% of revenue. Warning negative scissor effect: despite revenue change (+0%), EBITDA varies by -5%, reducing margin by 2.2 pts. This reflects costs rising faster than revenue. Compared with its sector, this ratio places the company among the best positioned (sector median: 11.1%). Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2.2 M€, i.e. 39.0% of revenue. This profit can be retained or distributed to shareholders.
5 635 000 €
5 635 000 €
2 413 478 €
2 423 479 €
2 200 330 €
42.8%
The debt ratio (= Financial debt / Equity x 100) stands at 112%. This ratio is less favorable than the sector median (15.0%) and warrants attention. Financial autonomy (= Equity / Total assets x 100) reaches 42%. This ratio is slightly less favorable than the sector median (47.8%). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.5 years of cash flow to repay all financial debt. This ratio is less favorable than the sector median (0.6 years) and warrants attention. Cash flow represents 38.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Compared with its sector, this ratio places the company among the best positioned (sector median: 10.3%).
112.46%
41.58%
38.87%
2.46
In 2025, the debt ratio of DBF EXPERTISE (112.5%) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2025, the financial autonomy of DBF EXPERTISE (41.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of DBF EXPERTISE (2.46) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 2.45. This ratio is more favorable than the sector median (2.2). The interest coverage ratio (= EBIT / Interest expenses) is 8.1x. Compared with its sector, this ratio places the company among the best positioned (sector median: 0.9x).
2.45
8.13
In 2025, the liquidity ratio of DBF EXPERTISE (2.45) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of DBF EXPERTISE (8.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 51 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 20 days. The gap of 31 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 9 days of revenue, i.e. 142 k€ to permanently finance. Between 2022 and 2025, WCR improved by 56 days of revenue, freeing up cash.
142 171 €
51 j
20 j
0 j
9 j
Based on 106 transactions of similar company sales (all years), the value of DBF EXPERTISE is estimated at 3 079 538 € (range 1 088 174€ - 9 715 340€). With an EBITDA of 2 413 478€, the sector multiple of 1.5x is applied. The price/revenue ratio is 0.23x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 106 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare DBF EXPERTISE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités comptables
Largest companies by revenue in the sector Activités comptables:
Largest companies by revenue in the department Val-de-Marne:
The revenue of DBF EXPERTISE in 2025 is 5.6 M€.
Yes, DBF EXPERTISE generated a net profit of 2.2 M€ in 2025.
The headquarters of DBF EXPERTISE is located in SAINT-MAUR-DES-FOSSES (94100), in the department Val-de-Marne.
The tax return of DBF EXPERTISE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
DBF EXPERTISE operates in the sector Activités comptables (NAF code 69.20Z). See the 'Sector positioning' section above to compare the company with its competitors.