SIREN : 444953830
CRCAM NORD MIDI-PYRENEES is a French company founded 23 years ago, specialized in the sector Autres intermédiations monétaires. Based in ALBI (81000), this company of category GE shows in 2024 a revenue of 431.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 431 467 000 € | 419 315 000 € | 444 964 000 € | 462 207 000 € | N/C | N/C | N/C | N/C |
| Net income | 142 254 000 € | 132 559 000 € | 140 250 000 € | 163 038 000 € | 49 953 000 € | 0 € | 0 € | 0 € |
| EBITDA | 177 533 000 € | 165 431 000 € | 183 558 000 € | 462 207 000 € | N/C | N/C | N/C | N/C |
| Net margin | 33.0% | 31.6% | 31.5% | 35.3% | N/C | N/C | N/C | N/C |
In 2024, CRCAM NORD MIDI-PYRENEES achieves revenue of 431.5 M€. Activity remains stable over the period (CAGR: -2.3%). Vs 2023: +3%. After deducting consumption (0 €), gross margin stands at 431.5 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 177.5 M€, representing 41.1% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 142.3 M€, i.e. 33.0% of revenue. This profit can be retained or distributed to shareholders.
431 467 000 €
431 467 000 €
177 533 000 €
166 933 000 €
142 254 000 €
41.1%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 18%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 45.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
17.753%
45.748%
0.0
In 2024, the debt ratio of CRCAM NORD MIDI-PYRENEES (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of CRCAM NORD MIDI-PYRENEES (17.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of CRCAM NORD MIDI-PYRENEES (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 0.00. Alert: short-term debt exceeds current assets. Risk of payment difficulties without cash reinforcement. The interest coverage ratio (= EBIT / Interest expenses) is 1.4x. Coverage is limited: any activity downturn would jeopardize interest payments.
0.0
1.359
In 2024, the liquidity ratio of CRCAM NORD MIDI-PYRENEES (0.00) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of CRCAM NORD MIDI-PYRENEES (1.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Overall, WCR represents 3308 days of revenue, i.e. 4.0 Bn€ to permanently finance.
3 964 754 578 €
0 j
0 j
0 j
3308 j
Based on 82 transactions of similar company sales
in 2024,
the value of CRCAM NORD MIDI-PYRENEES is estimated at
804 387 803 €
(range 171 007 761€ - 1 320 374 119€).
With an EBITDA of 177 533 000€, the sector multiple of 6.9x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 82 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare CRCAM NORD MIDI-PYRENEES with other companies in the same sector:
Voir toutes les statistiques du secteur Autres intermédiations monétaires
The revenue of CRCAM NORD MIDI-PYRENEES in 2024 is 431.5 M€.
Yes, CRCAM NORD MIDI-PYRENEES generated a net profit of 142.3 M€ in 2024.
The headquarters of CRCAM NORD MIDI-PYRENEES is located in ALBI (81000), in the department Tarn.
The tax return of CRCAM NORD MIDI-PYRENEES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CRCAM NORD MIDI-PYRENEES operates in the sector Autres intermédiations monétaires (NAF code 64.19Z). See the 'Sector positioning' section above to compare the company with its competitors.