Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

COOPERATIVE DU PERSONNEL BPIFRANCE : revenue, balance sheet and financial ratios

COOPERATIVE DU PERSONNEL BPIFRANCE is a French company founded 71 years ago, specialized in the sector Centrales d'achat non alimentaires. Based in MAISONS-ALFORT (94700), this company of category PME shows in 2016 a revenue of 486 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - COOPERATIVE DU PERSONNEL BPIFRANCE (SIREN 317575009)
Indicator 2016
Revenue 486 433 €
Net income 8 660 €
EBITDA 10 325 €
Net margin 1.8%

Revenue and income statement

In 2016, COOPERATIVE DU PERSONNEL BPIFRANCE achieves revenue of 486 k€. After deducting consumption (458 k€), gross margin stands at 28 k€, i.e. a rate of 6%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 10 k€, representing 2.1% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 9 k€, i.e. 1.8% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2016) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

486 433 €

Gross margin (2016) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

28 228 €

EBITDA (2016) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

10 325 €

EBIT (2016) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

9 706 €

Net income (2016) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

8 660 €

EBITDA margin (2016) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

1.5%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 75%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 1.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2016) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2016) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

75.194%

Cash flow / Revenue (2016) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

1.348%

Repayment capacity (2016) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Asset age ratio (2016) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

1.1%

Solvency indicators evolution
COOPERATIVE DU PERSONNEL BPIFRANCE

Sector positioning

Debt ratio
0.0 2016
2016
Q1: 0.0
Med: 4.64
Q3: 45.4
Excellent

In 2016, the debt ratio of COOPERATIVE DU PERSONNEL ... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
75.19% 2016
2016
Q1: 10.98%
Med: 31.58%
Q3: 53.54%
Excellent

In 2016, the financial autonomy of COOPERATIVE DU PERSONNEL ... (75.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.0 years 2016
2016
Q1: 0.0 years
Med: 0.03 years
Q3: 1.72 years
Excellent

In 2016, the repayment capacity of COOPERATIVE DU PERSONNEL ... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 402.46. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.6x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2016) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

402.458

Interest coverage (2016) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.591

Liquidity indicators evolution
COOPERATIVE DU PERSONNEL BPIFRANCE

Sector positioning

Liquidity ratio
402.46 2016
2016
Q1: 118.07
Med: 166.68
Q3: 254.68
Excellent

In 2016, the liquidity ratio of COOPERATIVE DU PERSONNEL ... (402.46) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.59x 2016
2016
Q1: 0.0x
Med: 0.04x
Q3: 6.92x
Good

In 2016, the interest coverage of COOPERATIVE DU PERSONNEL ... (0.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 22 days. Favorable situation: supplier credit is longer than customer credit by 21 days. Inventory turnover is 63 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 100 days of revenue, i.e. 135 k€ to permanently finance.

Operating WCR (2016) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

134 946 €

Customer credit (2016) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

1 j

Supplier credit (2016) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

22 j

Inventory turnover (2016) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

63 j

WCR in days of revenue (2016) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

100 j

WCR and payment terms evolution
COOPERATIVE DU PERSONNEL BPIFRANCE

Positioning of COOPERATIVE DU PERSONNEL BPIFRANCE in its sector

Comparison with sector Centrales d'achat non alimentaires

Valuation estimate

Based on 85 transactions of similar company sales (all years), the value of COOPERATIVE DU PERSONNEL BPIFRANCE is estimated at 54 603 € (range 30 181€ - 146 741€). With an EBITDA of 10 325€, the sector multiple of 1.0x is applied. The price/revenue ratio is 0.32x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2016
85 tx
30k€ 54k€ 146k€
54 603 € Range: 30 181€ - 146 741€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
10 325 € × 1.0x
Estimation 10 162 €
5 579€ - 45 040€
Revenue Multiple 30%
486 433 € × 0.32x
Estimation 157 149 €
87 527€ - 373 427€
Net Income Multiple 20%
8 660 € × 1.4x
Estimation 11 891 €
5 670€ - 60 966€
How is this estimate calculated?

This estimate is based on the analysis of 85 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Centrales d'achat non alimentaires)

Compare COOPERATIVE DU PERSONNEL BPIFRANCE with other companies in the same sector:

Voir toutes les statistiques du secteur Centrales d'achat non alimentaires

Frequently asked questions about COOPERATIVE DU PERSONNEL BPIFRANCE

What is the revenue of COOPERATIVE DU PERSONNEL BPIFRANCE ?

The revenue of COOPERATIVE DU PERSONNEL BPIFRANCE in 2016 is 486 k€.

Is COOPERATIVE DU PERSONNEL BPIFRANCE profitable?

Yes, COOPERATIVE DU PERSONNEL BPIFRANCE generated a net profit of 9 k€ in 2016.

Where is the headquarters of COOPERATIVE DU PERSONNEL BPIFRANCE ?

The headquarters of COOPERATIVE DU PERSONNEL BPIFRANCE is located in MAISONS-ALFORT (94700), in the department Val-de-Marne.

Where to find the tax return of COOPERATIVE DU PERSONNEL BPIFRANCE ?

The tax return of COOPERATIVE DU PERSONNEL BPIFRANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does COOPERATIVE DU PERSONNEL BPIFRANCE operate?

COOPERATIVE DU PERSONNEL BPIFRANCE operates in the sector Centrales d'achat non alimentaires (NAF code 46.19A). See the 'Sector positioning' section above to compare the company with its competitors.