COOPERATION HABITATION BRETAGNE : revenue, balance sheet and financial ratios

COOPERATION HABITATION BRETAGNE is a French company founded 50 years ago, specialized in the sector Promotion immobilière de logements. Based in RENNES (35000), this company of category PME shows in 2022 a revenue of 9.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - COOPERATION HABITATION BRETAGNE (SIREN 305492852)
Indicator 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C 9 503 927 € 18 927 201 € 5 559 741 € 8 293 317 € 7 381 403 € 11 136 899 € 545 629 €
Net income 135 244 € 363 839 € 504 146 € 214 798 € 511 146 € 621 714 € 479 555 € 349 926 €
EBITDA N/C 140 776 € 667 485 € 108 301 € 603 226 € 620 877 € 476 529 € -215 197 €
Net margin N/C 3.8% 2.7% 3.9% 6.2% 8.4% 4.3% 64.1%

Revenue and income statement

In 2023, COOPERATION HABITATION BRETAGNE generates positive net income of 135 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2023: 350 k€ -> 135 k€.

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

135 244 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 15%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 39%. The balance between equity and debt is satisfactory.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

14.823%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

39.335%

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

47.4%

Solvency indicators evolution
COOPERATION HABITATION BRETAGNE

Sector positioning

Debt ratio
14.82 2023
2021
2022
2023
Q1: 0.0
Med: 5.81
Q3: 124.18
Average

In 2023, the debt ratio of COOPERATION HABITATION BR... (14.82) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
39.34% 2023
2021
2022
2023
Q1: 0.0%
Med: 14.0%
Q3: 54.07%
Good +6 pts over 3 years

In 2023, the financial autonomy of COOPERATION HABITATION BR... (39.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
2.17 years 2022
2021
2022
Q1: -1.96 years
Med: 0.0 years
Q3: 2.58 years
Average

In 2022, the repayment capacity of COOPERATION HABITATION BR... (2.17) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 176.94. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

176.94

Liquidity indicators evolution
COOPERATION HABITATION BRETAGNE

Sector positioning

Liquidity ratio
176.94 2023
2021
2022
2023
Q1: 141.01
Med: 351.89
Q3: 1123.94
Average

In 2023, the liquidity ratio of COOPERATION HABITATION BR... (176.94) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
65.78x 2022
2021
2022
Q1: -3.69x
Med: 0.0x
Q3: 3.08x
Excellent

In 2022, the interest coverage of COOPERATION HABITATION BR... (65.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 303 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 577 days. Excellent situation: suppliers finance 274 days of the operating cycle (retail model).

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

303 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

577 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
COOPERATION HABITATION BRETAGNE

Positioning of COOPERATION HABITATION BRETAGNE in its sector

Comparison with sector Promotion immobilière de logements

Valuation estimate

Based on 80 transactions of similar company sales (all years), the value of COOPERATION HABITATION BRETAGNE is estimated at 317 621 € (range 98 665€ - 873 901€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2023
80 tx
98k€ 317k€ 873k€
317 621 € Range: 98 665€ - 873 901€
NAF 5 all-time

Valuation method used

Net Income Multiple
135 244 € × 2.3x = 317 621 €
Range: 98 666€ - 873 901€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Promotion immobilière de logements)

Compare COOPERATION HABITATION BRETAGNE with other companies in the same sector:

Voir toutes les statistiques du secteur Promotion immobilière de logements

Frequently asked questions about COOPERATION HABITATION BRETAGNE

What is the revenue of COOPERATION HABITATION BRETAGNE ?

The revenue of COOPERATION HABITATION BRETAGNE in 2022 is 9.5 M€.

Is COOPERATION HABITATION BRETAGNE profitable?

Yes, COOPERATION HABITATION BRETAGNE generated a net profit of 135 k€ in 2023.

Where is the headquarters of COOPERATION HABITATION BRETAGNE ?

The headquarters of COOPERATION HABITATION BRETAGNE is located in RENNES (35000), in the department Ille-et-Vilaine.

Where to find the tax return of COOPERATION HABITATION BRETAGNE ?

The tax return of COOPERATION HABITATION BRETAGNE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does COOPERATION HABITATION BRETAGNE operate?

COOPERATION HABITATION BRETAGNE operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.