CHARLES TYRWHITT SARL : revenue, balance sheet and financial ratios

CHARLES TYRWHITT SARL is a French company founded 25 years ago, specialized in the sector Commerce de détail d'habillement en magasin spécialisé. Based in SERRIS (77700), this company of category PME shows in 2025 a revenue of 2.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - CHARLES TYRWHITT SARL (SIREN 433777612)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 1 980 189 € 2 399 102 € 2 122 102 € 1 633 184 € 805 327 € 1 203 864 € 1 901 984 € 1 899 249 € 1 779 458 € 1 815 281 €
Net income 116 176 € 343 160 € 246 898 € 149 868 € 43 250 € 57 418 € 172 493 € 151 687 € 212 621 € 185 344 €
EBITDA 113 840 € 295 879 € 295 944 € 175 922 € 24 846 € 37 734 € 204 605 € 185 032 € 277 525 € 245 136 €
Net margin 5.9% 14.3% 11.6% 9.2% 5.4% 4.8% 9.1% 8.0% 11.9% 10.2%

Revenue and income statement

In 2025, CHARLES TYRWHITT SARL achieves revenue of 2.0 M€. Revenue is growing positively over 10 years (CAGR: +1.0%). Significant drop of -17% vs 2024. After deducting consumption (566 k€), gross margin stands at 1.4 M€, i.e. a rate of 71%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 114 k€, representing 5.7% of revenue. Warning negative scissor effect: despite revenue change (-17%), EBITDA varies by -62%, reducing margin by 6.6 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 116 k€, i.e. 5.9% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 980 189 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 414 048 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

113 840 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

28 735 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

116 176 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

5.7%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 86%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 7.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

85.566%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

7.536%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

90.4%

Solvency indicators evolution
CHARLES TYRWHITT SARL

Sector positioning

Debt ratio
0.0 2025
2023
2024
2025
Q1: 2.38
Med: 23.1
Q3: 81.62
Excellent

In 2025, the debt ratio of CHARLES TYRWHITT SARL (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
85.57% 2025
2023
2024
2025
Q1: 13.16%
Med: 41.83%
Q3: 65.16%
Excellent +6 pts over 3 years

In 2025, the financial autonomy of CHARLES TYRWHITT SARL (85.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.0 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 0.4 years
Q3: 2.84 years
Excellent

In 2025, the repayment capacity of CHARLES TYRWHITT SARL (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 559.56. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

559.563

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
CHARLES TYRWHITT SARL

Sector positioning

Liquidity ratio
559.56 2025
2023
2024
2025
Q1: 124.91
Med: 218.23
Q3: 398.1
Excellent

In 2025, the liquidity ratio of CHARLES TYRWHITT SARL (559.56) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.0x 2025
2023
2024
2025
Q1: 0.0x
Med: 0.38x
Q3: 7.12x
Average

In 2025, the interest coverage of CHARLES TYRWHITT SARL (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 3 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 55 days. Excellent situation: suppliers finance 52 days of the operating cycle (retail model). Inventory turnover is 12 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 284 days of revenue, i.e. 1.6 M€ to permanently finance. Over 2016-2025, WCR increased by +87%, requiring additional financing.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

1 561 082 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

3 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

55 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

12 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

284 j

WCR and payment terms evolution
CHARLES TYRWHITT SARL

Positioning of CHARLES TYRWHITT SARL in its sector

Comparison with sector Commerce de détail d'habillement en magasin spécialisé

Valuation estimate

Based on 51 transactions of similar company sales in 2025, the value of CHARLES TYRWHITT SARL is estimated at 232 530 € (range 126 829€ - 972 690€). With an EBITDA of 113 840€, the sector multiple of 1.5x is applied. The price/revenue ratio is 0.17x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2025
51 tx
126k€ 232k€ 972k€
232 530 € Range: 126 829€ - 972 690€
NAF 5 année 2025

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
113 840 € × 1.5x
Estimation 165 145 €
75 584€ - 686 182€
Revenue Multiple 30%
1 980 189 € × 0.17x
Estimation 335 537 €
197 218€ - 1 359 567€
Net Income Multiple 20%
116 176 € × 2.1x
Estimation 246 484 €
149 359€ - 1 108 644€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 51 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de détail d'habillement en magasin spécialisé)

Compare CHARLES TYRWHITT SARL with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de détail d'habillement en magasin spécialisé

Frequently asked questions about CHARLES TYRWHITT SARL

What is the revenue of CHARLES TYRWHITT SARL ?

The revenue of CHARLES TYRWHITT SARL in 2025 is 2.0 M€.

Is CHARLES TYRWHITT SARL profitable?

Yes, CHARLES TYRWHITT SARL generated a net profit of 116 k€ in 2025.

Where is the headquarters of CHARLES TYRWHITT SARL ?

The headquarters of CHARLES TYRWHITT SARL is located in SERRIS (77700), in the department Seine-et-Marne.

Where to find the tax return of CHARLES TYRWHITT SARL ?

The tax return of CHARLES TYRWHITT SARL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does CHARLES TYRWHITT SARL operate?

CHARLES TYRWHITT SARL operates in the sector Commerce de détail d'habillement en magasin spécialisé (NAF code 47.71Z). See the 'Sector positioning' section above to compare the company with its competitors.