SIREN : 320399769
CHAMATEX is a French company founded 45 years ago, specialized in the sector Tissage. Based in ARDOIX (07290), this company of category ETI shows in 2024 a revenue of 20.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 20 507 651 € | 23 926 152 € | 24 960 948 € | 23 641 778 € | 25 417 653 € | 17 428 586 € | 16 926 143 € | 16 018 549 € |
| Net income | -161 073 € | -553 760 € | 795 463 € | 1 407 681 € | 1 350 542 € | 2 489 493 € | 340 376 € | 194 679 € |
| EBITDA | 1 036 581 € | 913 462 € | 1 720 379 € | 1 183 526 € | 3 238 887 € | 784 031 € | 674 212 € | 559 116 € |
| Net margin | -0.8% | -2.3% | 3.2% | 6.0% | 5.3% | 14.3% | 2.0% | 1.2% |
In 2024, CHAMATEX achieves revenue of 20.5 M€. Revenue is growing positively over 8 years (CAGR: +3.6%). Significant drop of -14% vs 2023. After deducting consumption (7.4 M€), gross margin stands at 13.1 M€, i.e. a rate of 64%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 1.0 M€, representing 5.1% of revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -161 k€ (-0.8% of revenue), which will impact equity.
20 507 651 €
13 093 363 €
1 036 581 €
-18 973 €
-161 073 €
5.0%
The debt ratio (= Financial debt / Equity x 100) stands at 114%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 37%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 30.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 1.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
113.954%
37.313%
1.747%
30.681
29.9%
In 2024, the debt ratio of CHAMATEX (113.95) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of CHAMATEX (37.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of CHAMATEX (30.68) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 267.49. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 119.6x. Operating income very largely covers interest expenses: high safety margin.
267.485
119.613
In 2024, the liquidity ratio of CHAMATEX (267.49) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of CHAMATEX (119.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 25 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 73 days. Excellent situation: suppliers finance 48 days of the operating cycle (retail model). Inventory turnover is 190 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 245 days of revenue, i.e. 14.0 M€ to permanently finance. Over 2017-2024, WCR increased by +99%, requiring additional financing.
13 980 066 €
25 j
73 j
190 j
245 j
Compare CHAMATEX with other companies in the same sector:
The revenue of CHAMATEX in 2024 is 20.5 M€.
CHAMATEX recorded a net loss in 2024.
The headquarters of CHAMATEX is located in ARDOIX (07290), in the department Ardeche.
The tax return of CHAMATEX is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
CHAMATEX operates in the sector Tissage (NAF code 13.20Z). See the 'Sector positioning' section above to compare the company with its competitors.