SIREN : 314007709
BANQUE CHABRIERES is a French company founded 48 years ago, specialized in the sector Autres intermédiations monétaires. Based in PARIS (75015), this company of category GE shows in 2024 a revenue of 45.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2019 |
|---|---|---|---|---|---|
| Revenue | 45 518 858 € | 38 931 327 € | 32 435 654 € | 27 034 690 € | 22 683 343 € |
| Net income | 10 728 429 € | 7 958 295 € | 6 172 253 € | 4 564 606 € | 3 462 569 € |
| EBITDA | 13 866 233 € | 15 667 004 € | 11 594 488 € | 8 266 502 € | 6 798 269 € |
| Net margin | 23.6% | 20.4% | 19.0% | 16.9% | 15.3% |
In 2024, BANQUE CHABRIERES achieves revenue of 45.5 M€. Over the period 2019-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +14.9%. Vs 2023, growth of +17% (38.9 M€ -> 45.5 M€). After deducting consumption (0 €), gross margin stands at 45.5 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 13.9 M€, representing 30.5% of revenue. Warning negative scissor effect: despite revenue change (+17%), EBITDA varies by -11%, reducing margin by 9.8 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 10.7 M€, i.e. 23.6% of revenue. This profit can be retained or distributed to shareholders.
45 518 858 €
45 518 858 €
13 866 233 €
6 579 067 €
10 728 429 €
30.5%
The debt ratio (= Financial debt / Equity x 100) stands at 531%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 15%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 32.3 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 29.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
530.618%
15.499%
29.112%
32.33
33.1%
In 2024, the debt ratio of BANQUE CHABRIERES (530.62) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of BANQUE CHABRIERES (15.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of BANQUE CHABRIERES (32.33) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 3351.08. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 61.7x. Operating income very largely covers interest expenses: high safety margin.
3351.082
61.737
In 2024, the liquidity ratio of BANQUE CHABRIERES (3351.08) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of BANQUE CHABRIERES (61.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 55 days. Excellent situation: suppliers finance 55 days of the operating cycle (retail model). Overall, WCR represents 383 days of revenue, i.e. 48.4 M€ to permanently finance. Over 2019-2024, WCR increased by +5673%, requiring additional financing.
48 383 815 €
0 j
55 j
0 j
383 j
Based on 82 transactions of similar company sales
in 2024,
the value of BANQUE CHABRIERES is estimated at
64 614 514 €
(range 14 576 083€ - 105 054 644€).
With an EBITDA of 13 866 233€, the sector multiple of 6.9x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 82 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare BANQUE CHABRIERES with other companies in the same sector:
Voir toutes les statistiques du secteur Autres intermédiations monétaires
The revenue of BANQUE CHABRIERES in 2024 is 45.5 M€.
Yes, BANQUE CHABRIERES generated a net profit of 10.7 M€ in 2024.
The headquarters of BANQUE CHABRIERES is located in PARIS (75015), in the department Paris.
The tax return of BANQUE CHABRIERES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
BANQUE CHABRIERES operates in the sector Autres intermédiations monétaires (NAF code 64.19Z). See the 'Sector positioning' section above to compare the company with its competitors.