SIREN : 532792546
ATC FINANCE is a French company founded 14 years ago, specialized in the sector Activités des sociétés holding. Based in TADEN (22100), this company of category PME shows in 2020 a revenue of 259 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|
| Revenue | 258 943 € | 272 553 € | 212 000 € | 162 000 € | N/C |
| Net income | 170 004 € | 137 691 € | 243 147 € | 192 507 € | 392 945 € |
| EBITDA | 43 310 € | 124 454 € | 111 176 € | 51 625 € | N/C |
| Net margin | 65.7% | 50.5% | 114.7% | 118.8% | N/C |
In 2020, ATC FINANCE achieves revenue of 259 k€. Over the period 2017-2020, the company shows strong growth with a CAGR (compound annual growth rate) of +16.9%. Slight decline of -5% vs 2019. After deducting consumption (0 €), gross margin stands at 259 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 43 k€, representing 16.7% of revenue. Warning negative scissor effect: despite revenue change (-5%), EBITDA varies by -65%, reducing margin by 28.9 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 170 k€, i.e. 65.7% of revenue. This profit can be retained or distributed to shareholders.
258 943 €
258 943 €
43 310 €
53 299 €
170 004 €
16.7%
The debt ratio (= Financial debt / Equity x 100) stands at 96%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 50%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 7.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 67.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
96.24%
50.033%
67.394%
7.237
55.0%
In 2020, the debt ratio of ATC FINANCE (96.24) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2020, the financial autonomy of ATC FINANCE (50.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2020, the repayment capacity of ATC FINANCE (7.24) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 250.69. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 24.8x. Operating income very largely covers interest expenses: high safety margin.
250.69
24.798
In 2020, the liquidity ratio of ATC FINANCE (250.69) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2020, the interest coverage of ATC FINANCE (24.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 37 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 46 days. Favorable situation: supplier credit is longer than customer credit by 9 days. Overall, WCR represents 56 days of revenue, i.e. 40 k€ to permanently finance.
40 012 €
37 j
46 j
0 j
56 j
Based on 71 transactions of similar company sales
in 2020,
the value of ATC FINANCE is estimated at
422 742 €
(range 129 197€ - 838 205€).
With an EBITDA of 43 310€, the sector multiple of 5.0x is applied.
The price/revenue ratio is 0.60x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 71 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ATC FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of ATC FINANCE in 2020 is 259 k€.
Yes, ATC FINANCE generated a net profit of 170 k€ in 2020.
The headquarters of ATC FINANCE is located in TADEN (22100), in the department Cotes-d'Armor.
The tax return of ATC FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ATC FINANCE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.