SIREN : 483056958
ARMOR FLOR is a French company founded 21 years ago, specialized in the sector Reproduction de plantes. Based in HILLION (22120), this company of category PME shows in 2024 a revenue of 1.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-08-08
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
Aucun signal de fragilité majeur : rentabilité positive et structure financière équilibrée.
In summary, ARMOR FLOR combines a growing business with positive profitability. Its financial structure is broadly in line with its sector.
| Indicator | 2024 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | 1 273 705 € | 938 074 € | 891 973 € | 899 442 € | 903 214 € | 794 425 € |
| Net income | 12 861 € | -14 931 € | 3 745 € | 36 557 € | 26 388 € | 221 742 € |
| EBITDA | 90 699 € | 43 687 € | 62 992 € | 93 613 € | 80 201 € | -61 183 € |
| Net margin | 1.0% | -1.6% | 0.4% | 4.1% | 2.9% | 27.9% |
In 2024, ARMOR FLOR achieves revenue of 1.3 M€. Over the period 2017-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +5.0%. After deducting consumption (574 k€), gross margin stands at 700 k€, i.e. a rate of 55%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 91 k€, representing 7.1% of revenue. This ratio is more favorable than the sector median (6.7%). Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 13 k€, i.e. 1.0% of revenue. This profit can be retained or distributed to shareholders.
1 273 705 €
699 529 €
90 699 €
39 814 €
12 861 €
7.1%
The debt ratio (= Financial debt / Equity x 100) stands at 75%. This ratio is slightly less favorable than the sector median (52.4%). Financial autonomy (= Equity / Total assets x 100) reaches 32%. This ratio is slightly less favorable than the sector median (37.5%). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.4 years of cash flow to repay all financial debt. This ratio is less favorable than the sector median (1.2 years) and warrants attention. Cash flow represents 5.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This ratio is slightly less favorable than the sector median (5.8%).
74.82%
32.38%
4.99%
4.4
17.8%
In 2024, the debt ratio of ARMOR FLOR (74.8%) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of ARMOR FLOR (32.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of ARMOR FLOR (4.40) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 1.98. This ratio is slightly less favorable than the sector median (2.5). The interest coverage ratio (= EBIT / Interest expenses) is 25.8x. Compared with its sector, this ratio places the company among the best positioned (sector median: 1.9x).
1.98
25.78
In 2024, the liquidity ratio of ARMOR FLOR (1.98) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of ARMOR FLOR (25.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 39 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 58 days. Favorable situation: supplier credit is longer than customer credit by 19 days. Inventory turnover is 51 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 1 days of revenue, i.e. 5 k€ to permanently finance. Between 2018 and 2024, WCR improved by 260 days of revenue, freeing up cash.
4 573 €
39 j
58 j
51 j
1 j
Based on 138 transactions of similar company sales (all years), the value of ARMOR FLOR is estimated at 316 249 € (range 107 208€ - 512 905€). With an EBITDA of 90 699€, the sector multiple of 3.3x is applied. The price/revenue ratio is 0.41x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 138 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare ARMOR FLOR with other companies in the same sector:
Voir toutes les statistiques du secteur Reproduction de plantes
Largest companies by revenue in the sector Reproduction de plantes:
Largest companies by revenue in the department Cotes-d'Armor:
The revenue of ARMOR FLOR in 2024 is 1.3 M€.
Yes, ARMOR FLOR generated a net profit of 13 k€ in 2024.
The headquarters of ARMOR FLOR is located in HILLION (22120), in the department Cotes-d'Armor.
The tax return of ARMOR FLOR is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
ARMOR FLOR operates in the sector Reproduction de plantes (NAF code 01.30Z). See the 'Sector positioning' section above to compare the company with its competitors.