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ADEMIS ASSURANCES : revenue, balance sheet and financial ratios

ADEMIS ASSURANCES is a French company founded 24 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in NEUILLY-SUR-SEINE (92200), this company of category PME shows in 2015 a revenue of 358 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - ADEMIS ASSURANCES (SIREN 438207888)
Indicator 2016 2015
Revenue N/C 358 486 €
Net income -75 577 € -2 922 €
EBITDA N/C -363 €
Net margin N/C -0.8%

Revenue and income statement

In 2016, ADEMIS ASSURANCES records a net loss of 76 k€. This deficit will reduce equity on the balance sheet.

Net income (2016) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-75 577 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at -26%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -99%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2016) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

-26.025%

Financial autonomy (2016) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

-99.262%

Asset age ratio (2016) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

6.1%

Solvency indicators evolution
ADEMIS ASSURANCES

Sector positioning

Debt ratio
-26.02 2016
2015
2016
Q1: 0.0
Med: 7.68
Q3: 53.85
Excellent

In 2016, the debt ratio of ADEMIS ASSURANCES (-26.02) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
-99.26% 2016
2015
2016
Q1: 11.73%
Med: 42.73%
Q3: 70.68%
Average

In 2016, the financial autonomy of ADEMIS ASSURANCES (-99.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-2.74 years 2015
2015
Q1: 0.0 years
Med: 0.0 years
Q3: 1.14 years
Excellent

In 2015, the repayment capacity of ADEMIS ASSURANCES (-2.74) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 50.03. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2016) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

50.028

Liquidity indicators evolution
ADEMIS ASSURANCES

Sector positioning

Liquidity ratio
50.03 2016
2015
2016
Q1: 106.42
Med: 191.18
Q3: 431.71
Watch -12 pts over 2 years

In 2016, the liquidity ratio of ADEMIS ASSURANCES (50.03) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
-248.76x 2015
2015
Q1: 0.0x
Med: 0.0x
Q3: 2.9x
Watch

In 2015, the interest coverage of ADEMIS ASSURANCES (-248.8x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2016) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2016) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2016) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2016) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
ADEMIS ASSURANCES

Positioning of ADEMIS ASSURANCES in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Similar companies (Activités des agents et courtiers d'assurances)

Compare ADEMIS ASSURANCES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about ADEMIS ASSURANCES

What is the revenue of ADEMIS ASSURANCES ?

The revenue of ADEMIS ASSURANCES in 2015 is 358 k€.

Is ADEMIS ASSURANCES profitable?

ADEMIS ASSURANCES recorded a net loss in 2016.

Where is the headquarters of ADEMIS ASSURANCES ?

The headquarters of ADEMIS ASSURANCES is located in NEUILLY-SUR-SEINE (92200), in the department Hauts-de-Seine.

Where to find the tax return of ADEMIS ASSURANCES ?

The tax return of ADEMIS ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does ADEMIS ASSURANCES operate?

ADEMIS ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.