SIREN : 800002834
USI-SERVICES is a French company founded 12 years ago, specialized in the sector Gestion de fonds. Based in RUAUDIN (72230), this company of category PME shows in 2025 a revenue of 238 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicador | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Ingresos | 238 110 € | 251 148 € | 366 039 € | 886 351 € | 206 275 € | 173 573 € | 200 434 € | 182 138 € | 123 539 € | 145 372 € |
| Resultado neto | 7 888 € | 6 693 € | -28 340 € | 47 420 € | 14 653 € | -49 241 € | -25 877 € | -21 280 € | -1 453 € | 2 542 € |
| EBITDA | 29 907 € | 30 303 € | -17 644 € | 89 704 € | 6 076 € | 6 760 € | 17 494 € | 15 691 € | 2 543 € | 9 397 € |
| Margen neto | 3.3% | 2.7% | -7.7% | 5.4% | 7.1% | -28.4% | -12.9% | -11.7% | -1.2% | 1.7% |
In 2025, USI-SERVICES achieves revenue of 238 k€. Over the period 2016-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +5.6%. Slight decline of -5% vs 2024. After deducting consumption (8 k€), gross margin stands at 230 k€, i.e. a rate of 96%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 30 k€, representing 12.6% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 8 k€, i.e. 3.3% of revenue. This profit can be retained or distributed to shareholders.
238 110 €
229 625 €
29 907 €
20 662 €
7 888 €
12.6%
The debt ratio (= Financial debt / Equity x 100) stands at 156%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 25%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 8.0 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 7.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
155.722%
25.194%
7.183%
8.028
38.8%
In 2025, the debt ratio of USI-SERVICES (155.72) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of USI-SERVICES (25.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of USI-SERVICES (8.03) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 98.43. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 21.3x. Operating income very largely covers interest expenses: high safety margin.
98.434
21.323
In 2025, the liquidity ratio of USI-SERVICES (98.43) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of USI-SERVICES (21.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 120 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 53 days. The gap of 67 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 32 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 42 days of revenue, i.e. 28 k€ to permanently finance.
27 785 €
120 j
53 j
32 j
42 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 16 123€ to 179 546€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare USI-SERVICES with other companies in the same sector:
The revenue of USI-SERVICES in 2025 is 238 k€.
Yes, USI-SERVICES generated a net profit of 8 k€ in 2025.
The headquarters of USI-SERVICES is located in RUAUDIN (72230), in the department Sarthe.
The tax return of USI-SERVICES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
USI-SERVICES operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.